Nassau New York Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Nassau
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Your Credit Report Based on Denial of Credit — Nassau, New York [Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian PO Box 2104 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA) Section 612(a), based on the recent denial of credit. I recently applied for credit with [Name of Creditor], and to my surprise, my application was denied. Upon receiving their notification, I promptly inquired about the reasons for the denial and was informed that it was due to information obtained from my credit report. To better understand the factors leading to the denial and to ensure the accuracy of my credit report, I hereby request a free copy of my credit report from Experian. Please provide all relevant information pertaining to my credit history, including information from all three major credit bureaus. To assist you in locating my file, I have included the necessary identification documents: 1. Full Name (including any aliases or variations): — First Name— - Middle Name: - Last Name: — Suffix (if applicable): 2. Current Address: — Street Address— - City: - State: - ZIP Code: 3. Social Security Number: [Your Social Security Number] 4. Date of Birth: [Your Date of Birth] 5. Telephone Number: [Your Contact Number] 6. Email Address (if available): [Your Email Address] Additionally, please take note of the following relevant keywords that describe my situation: — NassauBeforeor— - Credit denial - Fair Credit Reporting Act (FCRA) — Credit reporaccuracyac— - Free credit report — Experian (formerlTRYRW— - Credit history — Credit application denial I would like to remind you that under the FCRA, I am entitled to receive a free copy of my credit report from each of the three major credit bureaus within 60 days of receiving a denial of credit. I kindly request that you expedite this process and provide the requested credit report as soon as possible. Should you require any further information or documentation, please do not hesitate to contact me at the telephone number or email address provided above. I appreciate your prompt attention to this matter. Thank you for your assistance. Sincerely, [Your Name]

Subject: Request for a Free Copy of Your Credit Report Based on Denial of Credit — Nassau, New York [Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian PO Box 2104 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA) Section 612(a), based on the recent denial of credit. I recently applied for credit with [Name of Creditor], and to my surprise, my application was denied. Upon receiving their notification, I promptly inquired about the reasons for the denial and was informed that it was due to information obtained from my credit report. To better understand the factors leading to the denial and to ensure the accuracy of my credit report, I hereby request a free copy of my credit report from Experian. Please provide all relevant information pertaining to my credit history, including information from all three major credit bureaus. To assist you in locating my file, I have included the necessary identification documents: 1. Full Name (including any aliases or variations): — First Name— - Middle Name: - Last Name: — Suffix (if applicable): 2. Current Address: — Street Address— - City: - State: - ZIP Code: 3. Social Security Number: [Your Social Security Number] 4. Date of Birth: [Your Date of Birth] 5. Telephone Number: [Your Contact Number] 6. Email Address (if available): [Your Email Address] Additionally, please take note of the following relevant keywords that describe my situation: — NassauBeforeor— - Credit denial - Fair Credit Reporting Act (FCRA) — Credit reporaccuracyac— - Free credit report — Experian (formerlTRYRW— - Credit history — Credit application denial I would like to remind you that under the FCRA, I am entitled to receive a free copy of my credit report from each of the three major credit bureaus within 60 days of receiving a denial of credit. I kindly request that you expedite this process and provide the requested credit report as soon as possible. Should you require any further information or documentation, please do not hesitate to contact me at the telephone number or email address provided above. I appreciate your prompt attention to this matter. Thank you for your assistance. Sincerely, [Your Name]