Oakland Michigan Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Oakland
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Credit Report Based on Credit Denial — Oakland, Michigan [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report based on the recent denial of credit application. I recently applied for credit with [Creditor's Name] and was provided with a written notice indicating that my application was denied due to information found in my credit report. As a resident of Oakland, Michigan, it is my right under the Fair Credit Reporting Act (FCRA) to obtain a free copy of my credit report from Experian, which was formerly known as TRY. Therefore, I kindly request you to provide me with a complete and detailed copy of my credit report without any charges. Please find below the essential information required to process my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Social Security Number: [Your Social Security Number] In accordance with the FCRA, I understand that I have the right to view my credit report within 60 days of receiving a denial notice. Therefore, I kindly request that you send the requested credit report to the address mentioned above within 30 days of receiving this letter. Additionally, if there is any other information or documentation required to process my request, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your prompt attention to this matter. I trust that you will handle my request accurately and efficiently as mandated by the FCRA. Your cooperation is greatly appreciated. Sincerely, [Your Name] Optional: Different Types of Sample Letters: 1. Requesting Free Copy of Your Credit Report due to Identity Theft 2. Requesting Free Copy of Your Credit Report for Annual Review 3. Requesting Free Copy of Your Credit Report after Being a Victim of Fraud 4. Requesting Explanation of Adverse Action Based on Credit Report Information.

Subject: Request for a Free Credit Report Based on Credit Denial — Oakland, Michigan [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report based on the recent denial of credit application. I recently applied for credit with [Creditor's Name] and was provided with a written notice indicating that my application was denied due to information found in my credit report. As a resident of Oakland, Michigan, it is my right under the Fair Credit Reporting Act (FCRA) to obtain a free copy of my credit report from Experian, which was formerly known as TRY. Therefore, I kindly request you to provide me with a complete and detailed copy of my credit report without any charges. Please find below the essential information required to process my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Social Security Number: [Your Social Security Number] In accordance with the FCRA, I understand that I have the right to view my credit report within 60 days of receiving a denial notice. Therefore, I kindly request that you send the requested credit report to the address mentioned above within 30 days of receiving this letter. Additionally, if there is any other information or documentation required to process my request, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your prompt attention to this matter. I trust that you will handle my request accurately and efficiently as mandated by the FCRA. Your cooperation is greatly appreciated. Sincerely, [Your Name] Optional: Different Types of Sample Letters: 1. Requesting Free Copy of Your Credit Report due to Identity Theft 2. Requesting Free Copy of Your Credit Report for Annual Review 3. Requesting Free Copy of Your Credit Report after Being a Victim of Fraud 4. Requesting Explanation of Adverse Action Based on Credit Report Information.