Salt Lake Utah Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Salt Lake
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, Zip Code] [Date] Experian National Consumer Assistance Center P.O. Box 2002 Allen, TX 75013 Subject: Request for a Free Copy of My Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report from Experian (formerly TRY) based on my recent denial of credit. I recently applied for [mention type of credit], and to my disappointment, my application was denied due to reasons relating to my creditworthiness. As per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report within 60 days of receiving the denial notice. I understand that Experian is one of the major credit reporting agencies responsible for gathering and maintaining credit information about individuals. Therefore, I kindly request that you provide me with a comprehensive copy of my credit report, including all the relevant details pertaining to my credit history, accounts, inquiries, and any other information that may have led to the denial of the credit I applied for. To assist you in locating my information accurately, please find below the necessary details: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I want to emphasize that my request for this credit report is solely based on the denial of credit. I have a genuine concern regarding the accuracy of the information that may have influenced the decision made by the creditor. It is essential for me to review the report and verify the accuracy of the data to ensure that my credit history is correctly represented. Please provide the credit report through the preferred method below: [ ] Mail it to my address mentioned above. [ ] Email it to: [Your Email Address] [ ] Allow me to download it securely from your online portal. I understand that under the FCRA, you have 30 days to fulfill this request, starting from the date of receipt. I kindly request that this process be expedited as much as possible, and I appreciate your assistance and prompt attention to this matter. Thank you for your time and cooperation. Should you require any further information or documentation from my end, please do not hesitate to reach out to me. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Date] Experian National Consumer Assistance Center P.O. Box 2002 Allen, TX 75013 Subject: Request for a Free Copy of My Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report from Experian (formerly TRY) based on my recent denial of credit. I recently applied for [mention type of credit], and to my disappointment, my application was denied due to reasons relating to my creditworthiness. As per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report within 60 days of receiving the denial notice. I understand that Experian is one of the major credit reporting agencies responsible for gathering and maintaining credit information about individuals. Therefore, I kindly request that you provide me with a comprehensive copy of my credit report, including all the relevant details pertaining to my credit history, accounts, inquiries, and any other information that may have led to the denial of the credit I applied for. To assist you in locating my information accurately, please find below the necessary details: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I want to emphasize that my request for this credit report is solely based on the denial of credit. I have a genuine concern regarding the accuracy of the information that may have influenced the decision made by the creditor. It is essential for me to review the report and verify the accuracy of the data to ensure that my credit history is correctly represented. Please provide the credit report through the preferred method below: [ ] Mail it to my address mentioned above. [ ] Email it to: [Your Email Address] [ ] Allow me to download it securely from your online portal. I understand that under the FCRA, you have 30 days to fulfill this request, starting from the date of receipt. I kindly request that this process be expedited as much as possible, and I appreciate your assistance and prompt attention to this matter. Thank you for your time and cooperation. Should you require any further information or documentation from my end, please do not hesitate to reach out to me. Yours sincerely, [Your Name]