San Antonio Texas Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• City: San Antonio
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report based on the denial of credit that I recently experienced. As a responsible consumer, I value the importance of maintaining a good credit history and want to ensure its accuracy. I understand that under the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report if a lender has denied my credit application. Therefore, I kindly request that you provide me with a copy of my credit report as soon as possible. Please find below my personal information for verification purposes: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Additionally, please provide me with a list of the factors that contributed to the denial of credit, as well as the names and contact information of the credit bureaus that provided the information to the lender. I am aware that it is important to review my credit report regularly for any discrepancies or inaccuracies. Therefore, I would greatly appreciate if you could ensure that all the relevant information is complete and up to date. If there are any fees associated with this request, please inform me in advance. I understand that by law, Experian is required to respond to my request within 30 days. Thank you for your prompt attention to this matter. Should you require any additional information, please do not hesitate to contact me at the provided phone number or email address. Sincerely, [Your Name]

Subject: Request for Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report based on the denial of credit that I recently experienced. As a responsible consumer, I value the importance of maintaining a good credit history and want to ensure its accuracy. I understand that under the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report if a lender has denied my credit application. Therefore, I kindly request that you provide me with a copy of my credit report as soon as possible. Please find below my personal information for verification purposes: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Additionally, please provide me with a list of the factors that contributed to the denial of credit, as well as the names and contact information of the credit bureaus that provided the information to the lender. I am aware that it is important to review my credit report regularly for any discrepancies or inaccuracies. Therefore, I would greatly appreciate if you could ensure that all the relevant information is complete and up to date. If there are any fees associated with this request, please inform me in advance. I understand that by law, Experian is required to respond to my request within 30 days. Thank you for your prompt attention to this matter. Should you require any additional information, please do not hesitate to contact me at the provided phone number or email address. Sincerely, [Your Name]