[Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report — Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report from Experian, formerly known as TRY, based on the recent denial of credit I experienced. As a resident of Wayne, Michigan, I believe it is important to understand and address any discrepancies or inaccuracies that may exist on my credit report. Having been informed of the denial of credit, I am fully aware of my rights under the Fair Credit Reporting Act (FCRA) that entitle me to receive a free credit report from the reporting agency involved. As one of the leading credit reporting agencies, Experian's comprehensive credit reports provide an essential overview of my financial history and creditworthiness. I kindly request that Experian promptly sends me a free copy of my credit report. Enclosed with this letter, you will find the necessary identification documentation required to verify my identity. Please ensure that all personal information provided is securely handled and protected in accordance with relevant laws and regulations. It is crucial for me to thoroughly review my credit report to determine any potential errors or inconsistencies that might have contributed to the denial of credit. By doing so, I aim to take the necessary steps to correct and improve my credit standing, ensuring accurate information is reflected. Below are the key details that will assist Experian in processing my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address: [Your Previous Address, if applicable] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I kindly request that Experian sends me the credit report as soon as possible, within the legally mandated time frame of 30 days. Your prompt attention to this matter will be greatly appreciated. Should you require any further information or have any questions regarding my request, please do not hesitate to contact me at the provided phone number or email address. Thank you for your assistance in this matter. I look forward to receiving my credit report and resolving any credit-related issues promptly. Sincerely, [Your Name]