Allegheny Pennsylvania Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Allegheny
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report and Explanation of Denial of Credit Dear Sir/Madam, I am writing to request a copy of my credit report from Trans Union, as I recently received a notice of denial of credit based on information in your records. According to the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report within 60 days of receiving an adverse action notice. As the specific reason for the denial of credit was not provided in the notice, I believe it is crucial to review my credit report to identify any errors or discrepancies that may have led to this decision. Therefore, I kindly request that you provide me with a complete and updated copy of my credit report, including all relevant information from the Allegheny County region in Pennsylvania. I understand that the credit report will help me identify potential issues and enable me to take appropriate actions to rectify any inaccuracies on my credit profile. Please include the following details in the report: 1. Personal Information: Funnymanam— - Date of birth - Current address — Previous addresses (if applicable— - Social Security Number (optional, for identification purposes) 2. Credit-related Information: — Account history (both open and closed accounts) — Paymenhistoryor— - Collections or charge-offs (if any) — Public records (bankruptcies, liens, etc.) — Credit inquiries I also kindly request that you provide detailed explanations for the denial of credit, information regarding the creditor(s) who reported the adverse action, and their contact details. Please ensure that the credit report is sent to me securely, either by encrypted email or by mail to the address mentioned above. I would appreciate receiving the copy of my credit report within 30 days from the date of this letter, as stipulated by FCRA. Thank you for your prompt attention to this matter. Your cooperation in providing me with accurate and up-to-date information will greatly help me in resolving any credit-related issues that may exist. If you require any additional documentation or information, please do not hesitate to contact me. Sincerely, [Your Name]

Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report and Explanation of Denial of Credit Dear Sir/Madam, I am writing to request a copy of my credit report from Trans Union, as I recently received a notice of denial of credit based on information in your records. According to the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report within 60 days of receiving an adverse action notice. As the specific reason for the denial of credit was not provided in the notice, I believe it is crucial to review my credit report to identify any errors or discrepancies that may have led to this decision. Therefore, I kindly request that you provide me with a complete and updated copy of my credit report, including all relevant information from the Allegheny County region in Pennsylvania. I understand that the credit report will help me identify potential issues and enable me to take appropriate actions to rectify any inaccuracies on my credit profile. Please include the following details in the report: 1. Personal Information: Funnymanam— - Date of birth - Current address — Previous addresses (if applicable— - Social Security Number (optional, for identification purposes) 2. Credit-related Information: — Account history (both open and closed accounts) — Paymenhistoryor— - Collections or charge-offs (if any) — Public records (bankruptcies, liens, etc.) — Credit inquiries I also kindly request that you provide detailed explanations for the denial of credit, information regarding the creditor(s) who reported the adverse action, and their contact details. Please ensure that the credit report is sent to me securely, either by encrypted email or by mail to the address mentioned above. I would appreciate receiving the copy of my credit report within 30 days from the date of this letter, as stipulated by FCRA. Thank you for your prompt attention to this matter. Your cooperation in providing me with accurate and up-to-date information will greatly help me in resolving any credit-related issues that may exist. If you require any additional documentation or information, please do not hesitate to contact me. Sincerely, [Your Name]