Collin Texas Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Collin
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Collin Texas Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report Dear Trans Union, I am writing this letter to request a free copy of my credit report based on the denial of credit I recently received. I received a letter from [Creditor's Name/Institution] on [Date] stating that my credit application has been denied due to information in my credit report provided by Trans Union. As a result, I am entitled to request a free copy of my credit report within 60 days as per the Fair Credit Reporting Act (FCRA). Please find the relevant details regarding my denial of credit below: 1. Creditor's Name/Institution: [Provide the full name of the creditor or institution that denied the credit application]. 2. Date of Credit Denial: [Specify the date mentioned in the denial letter received from the creditor]. 3. Reason for Credit Denial: [Briefly mention the reason stated in the denial letter, such as insufficient credit history, delinquent accounts, or inaccurate information]. 4. Trans Union Report Number: [If available, include the report number provided in the denial letter]. To comply with the FCRA, I kindly request that you provide me with a free copy of my credit report, including all the information that contributed to the denial of credit as mentioned above. I believe it is crucial to review this information in order to understand and potentially address any discrepancies, errors, or outdated information that may be impacting my creditworthiness. Enclosed with this letter, please find copies of the following documents to verify my identity: 1. Photocopy of valid government-issued identification (e.g., driver's license, passport). 2. Recent utility bill or bank statement showing my current address. I kindly request that you promptly send the requested credit report to my mailing address provided above. As per the FCRA guidelines, I understand that upon receipt of my request, Trans Union has 30 days to provide the requested information. Additionally, please inform me if there are any fees associated with the credit report request, and if so, provide details on how to make the necessary payment. I appreciate your attention to this matter, and thank you in advance for your prompt assistance. If you require any further information or have any questions, please do not hesitate to contact me via the provided email address or phone number. Sincerely, [Your Name]

Collin Texas Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report Dear Trans Union, I am writing this letter to request a free copy of my credit report based on the denial of credit I recently received. I received a letter from [Creditor's Name/Institution] on [Date] stating that my credit application has been denied due to information in my credit report provided by Trans Union. As a result, I am entitled to request a free copy of my credit report within 60 days as per the Fair Credit Reporting Act (FCRA). Please find the relevant details regarding my denial of credit below: 1. Creditor's Name/Institution: [Provide the full name of the creditor or institution that denied the credit application]. 2. Date of Credit Denial: [Specify the date mentioned in the denial letter received from the creditor]. 3. Reason for Credit Denial: [Briefly mention the reason stated in the denial letter, such as insufficient credit history, delinquent accounts, or inaccurate information]. 4. Trans Union Report Number: [If available, include the report number provided in the denial letter]. To comply with the FCRA, I kindly request that you provide me with a free copy of my credit report, including all the information that contributed to the denial of credit as mentioned above. I believe it is crucial to review this information in order to understand and potentially address any discrepancies, errors, or outdated information that may be impacting my creditworthiness. Enclosed with this letter, please find copies of the following documents to verify my identity: 1. Photocopy of valid government-issued identification (e.g., driver's license, passport). 2. Recent utility bill or bank statement showing my current address. I kindly request that you promptly send the requested credit report to my mailing address provided above. As per the FCRA guidelines, I understand that upon receipt of my request, Trans Union has 30 days to provide the requested information. Additionally, please inform me if there are any fees associated with the credit report request, and if so, provide details on how to make the necessary payment. I appreciate your attention to this matter, and thank you in advance for your prompt assistance. If you require any further information or have any questions, please do not hesitate to contact me via the provided email address or phone number. Sincerely, [Your Name]