Franklin Ohio Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Franklin
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Franklin Ohio, also known as the city of Franklin, is a vibrant and historic community located in Warren County, Ohio. With a population of over 11,000 residents, Franklin offers a small-town charm while being conveniently close to major urban centers like Cincinnati and Dayton. This Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit is specifically designed to assist individuals who have been denied credit and want to obtain a free copy of their credit report from Trans Union. Subject: Request for Free Copy of Credit Report Based on Denial of Credit [Your Name] [Your Address] [City, State, Zip Code] [Date] Trans Union Attn: Consumer Disclosure Center PO Box 1000 Chester, PA 19016 Dear Sir/Madam, I am writing this letter to request a free copy of my credit report from Trans Union, as per the provisions of the Fair Credit Reporting Act, Section 609(a)(1). I recently applied for credit and was denied, and I believe it is my right to receive a copy of my credit report to understand the factors contributing to this denial. Please find below the necessary details for your reference: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] I have enclosed a copy of my identification documents (i.e., driver's license, passport, or any other requested documents) to verify my identity. I kindly request that you provide me with a free copy of my credit report promptly, as I need this information to review and take appropriate action to improve my creditworthiness. I understand that I am entitled to a free credit report once every 12 months, but due to the denial of credit, I request this report at this time. In addition, please ensure that the credit report includes all necessary information, such as: 1. Personal Information: Name, date of birth, address, and Social Security Number. 2. Credit Accounts: Include details of all open and closed credit accounts, including the creditor's name, account number, type of account, payment history, and current status. 3. Inquiries: Provide information about inquiries made by potential creditors or lenders within the past 12 months. 4. Public Records: Include any relevant information regarding bankruptcies, tax liens, or judgments against me. 5. Fraudulent Accounts: Please include any information related to fraudulent accounts or identity theft, if applicable. I appreciate your prompt attention to this matter and your cooperation in providing the requested information. If there are any fees associated with this request, I kindly request that you inform me in advance before proceeding with any charges. Please send the credit report to the address provided above. If you have any questions or require further documentation, please feel free to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation and understanding. Sincerely, [Your Name]

Franklin Ohio, also known as the city of Franklin, is a vibrant and historic community located in Warren County, Ohio. With a population of over 11,000 residents, Franklin offers a small-town charm while being conveniently close to major urban centers like Cincinnati and Dayton. This Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit is specifically designed to assist individuals who have been denied credit and want to obtain a free copy of their credit report from Trans Union. Subject: Request for Free Copy of Credit Report Based on Denial of Credit [Your Name] [Your Address] [City, State, Zip Code] [Date] Trans Union Attn: Consumer Disclosure Center PO Box 1000 Chester, PA 19016 Dear Sir/Madam, I am writing this letter to request a free copy of my credit report from Trans Union, as per the provisions of the Fair Credit Reporting Act, Section 609(a)(1). I recently applied for credit and was denied, and I believe it is my right to receive a copy of my credit report to understand the factors contributing to this denial. Please find below the necessary details for your reference: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] I have enclosed a copy of my identification documents (i.e., driver's license, passport, or any other requested documents) to verify my identity. I kindly request that you provide me with a free copy of my credit report promptly, as I need this information to review and take appropriate action to improve my creditworthiness. I understand that I am entitled to a free credit report once every 12 months, but due to the denial of credit, I request this report at this time. In addition, please ensure that the credit report includes all necessary information, such as: 1. Personal Information: Name, date of birth, address, and Social Security Number. 2. Credit Accounts: Include details of all open and closed credit accounts, including the creditor's name, account number, type of account, payment history, and current status. 3. Inquiries: Provide information about inquiries made by potential creditors or lenders within the past 12 months. 4. Public Records: Include any relevant information regarding bankruptcies, tax liens, or judgments against me. 5. Fraudulent Accounts: Please include any information related to fraudulent accounts or identity theft, if applicable. I appreciate your prompt attention to this matter and your cooperation in providing the requested information. If there are any fees associated with this request, I kindly request that you inform me in advance before proceeding with any charges. Please send the credit report to the address provided above. If you have any questions or require further documentation, please feel free to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation and understanding. Sincerely, [Your Name]