Subject: Request for Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 2000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report — Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report under the provisions of the Fair Credit Reporting Act (FCRA). I recently applied for credit and received notice of denial, which prompted me to exercise my right to obtain a copy of my credit report. According to the information provided to me, the credit denial was based on information contained in the credit report obtained from Trans Union. Therefore, I kindly request you to provide me with a complete and up-to-date copy of my credit report, including all personal and financial information associated with my credit profile. To ensure a smooth process, I have provided the necessary information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Please be aware that as per the FCRA, I am entitled to receive a free copy of my credit report within 60 days of denial of credit. Kindly provide the credit report promptly, under separate cover, to the address mentioned above. In the event that additional information or identification verification is required, please contact me using the provided phone number or email address. I am more than willing to cooperate and provide any necessary documentation or fulfill any requirements needed to complete the request. I sincerely appreciate your prompt attention to this matter, as it is important for me to review my credit report and address any inaccuracies or discrepancies. Thank you for your assistance and cooperation. Yours sincerely, [Your Full Name]