Houston Texas Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• City: Houston
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Your Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report from Trans Union in accordance with my rights granted under the Fair Credit Reporting Act (FCRA). Recent to my application for credit, I received a denial based on information obtained from your credit reporting agency. As a result, I would like to review the accuracy and completeness of the information contained in my credit report. I have provided all the necessary details below to ensure a smooth processing of my request: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] Please find attached a copy of the denial letter received from [Creditor's Name] on [Date]. The denial cites your credit report as a contributing factor, therefore, I kindly request you to investigate and provide a copy of my credit report within the time frame prescribed by the FCRA (within 30 days). In order to confirm my identity, I am enclosing the following supporting documents: 1. A copy of my driver's license [or any other form of government-issued identification] 2. A recent utility bill [or any other proof of current residence] 3. A copy of my Social Security card [or any alternative proof of SSN] I would appreciate if you could promptly provide me with a written confirmation once you receive my request and provide a timeline for the processing of my credit report. Additionally, please inform me of any fees associated with this process and the acceptable methods of payment. Please ensure that my credit report is sent directly to my mailing address provided above. I understand that this report will be free of charge due to my recent denial of credit. Lastly, as per the FCRA, I kindly request that you include a summary of my rights under the act with the provided credit report. Thank you for your prompt attention to this matter. Should you require any additional information or documentation, please contact me via the information provided above. Your assistance in resolving this issue is greatly appreciated. Sincerely, [Your Name] Keywords: Houston Texas, Trans Union, request for a free copy, credit report, denial of credit, Fair Credit Reporting Act (FCRA), accuracy and completeness, credit reporting agency, review, investigate, supporting documents, identification, driver's license, proof of residence, Social Security card, written confirmation, timeline, fees, mailing address, summary of rights, prompt attention, additional information or documentation.

Subject: Request for a Free Copy of Your Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report from Trans Union in accordance with my rights granted under the Fair Credit Reporting Act (FCRA). Recent to my application for credit, I received a denial based on information obtained from your credit reporting agency. As a result, I would like to review the accuracy and completeness of the information contained in my credit report. I have provided all the necessary details below to ensure a smooth processing of my request: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] Please find attached a copy of the denial letter received from [Creditor's Name] on [Date]. The denial cites your credit report as a contributing factor, therefore, I kindly request you to investigate and provide a copy of my credit report within the time frame prescribed by the FCRA (within 30 days). In order to confirm my identity, I am enclosing the following supporting documents: 1. A copy of my driver's license [or any other form of government-issued identification] 2. A recent utility bill [or any other proof of current residence] 3. A copy of my Social Security card [or any alternative proof of SSN] I would appreciate if you could promptly provide me with a written confirmation once you receive my request and provide a timeline for the processing of my credit report. Additionally, please inform me of any fees associated with this process and the acceptable methods of payment. Please ensure that my credit report is sent directly to my mailing address provided above. I understand that this report will be free of charge due to my recent denial of credit. Lastly, as per the FCRA, I kindly request that you include a summary of my rights under the act with the provided credit report. Thank you for your prompt attention to this matter. Should you require any additional information or documentation, please contact me via the information provided above. Your assistance in resolving this issue is greatly appreciated. Sincerely, [Your Name] Keywords: Houston Texas, Trans Union, request for a free copy, credit report, denial of credit, Fair Credit Reporting Act (FCRA), accuracy and completeness, credit reporting agency, review, investigate, supporting documents, identification, driver's license, proof of residence, Social Security card, written confirmation, timeline, fees, mailing address, summary of rights, prompt attention, additional information or documentation.