Maricopa Arizona Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Maricopa
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject Line: Request for Free Copy of Credit Report based on Denial of Credit — Trans Union [Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 2000 Chester, PA 19016 To Whom It May Concern, I am writing to request a free copy of my credit report from Trans Union, as mandated by the Fair Credit Reporting Act (FCRA), due to being denied credit. I recently applied for credit and was informed by the creditor that my application was denied based on information contained in my credit report. Therefore, I kindly request a copy of my credit report to review and ensure its accuracy. As a resident of Maricopa, Arizona, I would like to bring to your attention the particular circumstances of the denial of credit in order to assist you in processing my request effectively. Maricopa is a rapidly growing city located in Pinal County, Arizona, with a population of over 50,000. It is conveniently situated just 35 miles from downtown Phoenix, offering its residents a suburban lifestyle with easy access to the big city amenities. I have included my personal details for your reference: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your SSN— - Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] — Account Number (if applicable): [Account Number, if known] I kindly request that you provide me with a complete and accurate copy of my credit report, including all information, accounts, and derogatory marks. Furthermore, I would appreciate your assistance in highlighting any factors that may have contributed to the denial of credit. In accordance with the FCRA, please provide the credit report to me within the statutory timeframe of 30 days from the date of this letter. Kindly include any instructions on how to dispute any inaccuracies found within the report. Additionally, I understand that the FCRA allows me to request a free copy of my credit report from each of the other two national credit reporting agencies — Equifax and Experian. Should you identify any information that affects my creditworthiness or eligibility from these agencies, I kindly request that you provide me with the contact information for them. Please feel free to contact me if any additional information or documentation is required to process my request promptly. I can be reached at [Your Phone Number] or via email at [Your Email Address]. Thank you for your prompt attention to this matter. I look forward to receiving the requested credit report and resolving any discrepancies found. Your assistance in this regard will be highly appreciated. Sincerely, [Your Name]

Subject Line: Request for Free Copy of Credit Report based on Denial of Credit — Trans Union [Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 2000 Chester, PA 19016 To Whom It May Concern, I am writing to request a free copy of my credit report from Trans Union, as mandated by the Fair Credit Reporting Act (FCRA), due to being denied credit. I recently applied for credit and was informed by the creditor that my application was denied based on information contained in my credit report. Therefore, I kindly request a copy of my credit report to review and ensure its accuracy. As a resident of Maricopa, Arizona, I would like to bring to your attention the particular circumstances of the denial of credit in order to assist you in processing my request effectively. Maricopa is a rapidly growing city located in Pinal County, Arizona, with a population of over 50,000. It is conveniently situated just 35 miles from downtown Phoenix, offering its residents a suburban lifestyle with easy access to the big city amenities. I have included my personal details for your reference: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your SSN— - Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] — Account Number (if applicable): [Account Number, if known] I kindly request that you provide me with a complete and accurate copy of my credit report, including all information, accounts, and derogatory marks. Furthermore, I would appreciate your assistance in highlighting any factors that may have contributed to the denial of credit. In accordance with the FCRA, please provide the credit report to me within the statutory timeframe of 30 days from the date of this letter. Kindly include any instructions on how to dispute any inaccuracies found within the report. Additionally, I understand that the FCRA allows me to request a free copy of my credit report from each of the other two national credit reporting agencies — Equifax and Experian. Should you identify any information that affects my creditworthiness or eligibility from these agencies, I kindly request that you provide me with the contact information for them. Please feel free to contact me if any additional information or documentation is required to process my request promptly. I can be reached at [Your Phone Number] or via email at [Your Email Address]. Thank you for your prompt attention to this matter. I look forward to receiving the requested credit report and resolving any discrepancies found. Your assistance in this regard will be highly appreciated. Sincerely, [Your Name]