Wayne Michigan Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Wayne
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report due to Denial of Credit Application Dear Trans Union, I hope this letter finds you well. I am writing to request a free copy of my credit report, as I recently had a credit application denied. I understand that as one of the major credit reporting agencies, Trans Union is responsible for maintaining accurate and up-to-date credit information. Therefore, I kindly request that you provide me with a copy of my credit report, along with any information used in the decision process by the credit granter. I have recently applied for credit with a lender and received a notification that my application was declined. As per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report within 60 days of receiving notice of denial. Therefore, I kindly request that you promptly send me the relevant credit report, enabling me to review the information used in the decision-making process. To verify my identity and expedite the process, please find the following details: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Contact Number] 7. Email Address: [Your Email Address] Moreover, please include any information provided by the credit granter concerning the denial of my credit application. This will allow me to fully understand the factors that contributed to the decision and assess any inaccuracies that may be present. Furthermore, I kindly request that you provide a detailed explanation of my rights under the FCRA, including the process for disputing any inaccurate information contained within the credit report received. It would greatly assist me in rectifying any outdated or erroneous data that may have influenced the credit denial. I look forward to receiving the requested information within the statutory time frame of 60 days, as mandated by the FCRA. Prompt compliance with this request will be greatly appreciated. If there are any costs associated with this request, please inform me in advance. Thank you for your time and attention to this matter. Sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report due to Denial of Credit Application Dear Trans Union, I hope this letter finds you well. I am writing to request a free copy of my credit report, as I recently had a credit application denied. I understand that as one of the major credit reporting agencies, Trans Union is responsible for maintaining accurate and up-to-date credit information. Therefore, I kindly request that you provide me with a copy of my credit report, along with any information used in the decision process by the credit granter. I have recently applied for credit with a lender and received a notification that my application was declined. As per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report within 60 days of receiving notice of denial. Therefore, I kindly request that you promptly send me the relevant credit report, enabling me to review the information used in the decision-making process. To verify my identity and expedite the process, please find the following details: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Contact Number] 7. Email Address: [Your Email Address] Moreover, please include any information provided by the credit granter concerning the denial of my credit application. This will allow me to fully understand the factors that contributed to the decision and assess any inaccuracies that may be present. Furthermore, I kindly request that you provide a detailed explanation of my rights under the FCRA, including the process for disputing any inaccurate information contained within the credit report received. It would greatly assist me in rectifying any outdated or erroneous data that may have influenced the credit denial. I look forward to receiving the requested information within the statutory time frame of 60 days, as mandated by the FCRA. Prompt compliance with this request will be greatly appreciated. If there are any costs associated with this request, please inform me in advance. Thank you for your time and attention to this matter. Sincerely, [Your Full Name]