[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Bank Name] [Bank Address] [City, State, ZIP Code] Subject: Request for Payoff Balance of Mortgage Dear [Bank Name], I am writing to request the payoff balance of my mortgage account with your institution. I would appreciate your prompt attention to this matter in order to facilitate the refinancing of my loan. Please find below the necessary details for your reference: Borrower's Name: [Your Full Name] Loan Account Number: [Your Loan Account Number] Property Address: [Complete Property Address] I aim to settle the remaining balance on my mortgage and obtain the necessary documents confirming the loan payoff. Additionally, I kindly request your assistance in providing an accurate breakdown of the remaining principal balance, accrued interest, and any applicable fees or charges as of the anticipated payoff date. As per the terms and conditions of my mortgage agreement, any prepayment penalties or other associated costs have been taken into account. I expect that the final settlement amount shall include these considerations. Please inform me of any specific procedures, forms, or documentation necessary to proceed with the payoff request. To streamline the process, I would prefer to receive the payoff statement via email at [Your Email Address]. Once the payoff balance has been determined, I will be in touch with your organization's designated contact person to coordinate the payment method and address any additional requirements. I kindly request a response within [desired time frame] to allow for sufficient time to complete the refinancing process. I appreciate your attention to this matter, and thank you in advance for your cooperation. If you require any additional information or have any questions, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your prompt assistance. Sincerely, [Your Full Name]