Bronx New York Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• County: Bronx
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Date] [Collection Agency Name] [Collection Agency Address] [City, State, ZIP] Subject: Notice Under Fair Debt Collection Act (FD CPA) — Account [Account Number] Dear Sir/Madam, I am writing to inform you that I have received communication from your agency regarding the collection of a debt. Pursuant to the Fair Debt Collection Practices Act (FD CPA), I am exercising my rights to request validation and seek further information about this alleged debt. Let it be known that this letter is not an admission of liability on my part, nor should it be interpreted as such. I am solely seeking to obtain information and documentation to verify the validity of the debt, as permitted under the FD CPA. In accordance with the FD CPA, I kindly request that you provide the following information: 1. Full accounting of the debt, including the original creditor's name and contact information, the original account number, and a detailed breakdown of the principal amount, interest, fees, and any other charges imposed. 2. Proof of your agency's authority to collect this debt, including a license to operate in Bronx, New York. 3. Verification that any interest or fees applied to the debt are allowed by law and authorized by the original creditor, or relevant legal provisions. 4. Documentation illustrating that the statute of limitations has not expired for this debt in accordance with New York state laws, and therefore, the debt remains legally recoverable. 5. Confirmation that any previous disputes or challenges to this debt have been investigated and resolved. 6. Assurance that any further collection activities related to this debt will be immediately ceased until all the requested information is provided and validated. It is also vital to note that any future communication from your agency regarding this debt should be in writing only. Telephone calls or any other form of communication that violates the FD CPA will not be entertained. Under the FD CPA, you are required to provide the requested information within 30 days of receiving this written notice. Failure to do so will result in the presumption that this debt is either non-existent or inaccurate, as well as a violation of the FD CPA. Please ensure that all future activities undertaken by your agency comply with the FD CPA's provisions. Any violation of my rights under this act will be reported to the appropriate authorities. Moreover, any attempt to communicate with third parties about this debt, other than the original creditor, will be considered a violation of the FD CPA. Thank you for your prompt attention to this matter. I expect a timely response within the statutory 30-day period. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Date] [Collection Agency Name] [Collection Agency Address] [City, State, ZIP] Subject: Notice Under Fair Debt Collection Act (FD CPA) — Account [Account Number] Dear Sir/Madam, I am writing to inform you that I have received communication from your agency regarding the collection of a debt. Pursuant to the Fair Debt Collection Practices Act (FD CPA), I am exercising my rights to request validation and seek further information about this alleged debt. Let it be known that this letter is not an admission of liability on my part, nor should it be interpreted as such. I am solely seeking to obtain information and documentation to verify the validity of the debt, as permitted under the FD CPA. In accordance with the FD CPA, I kindly request that you provide the following information: 1. Full accounting of the debt, including the original creditor's name and contact information, the original account number, and a detailed breakdown of the principal amount, interest, fees, and any other charges imposed. 2. Proof of your agency's authority to collect this debt, including a license to operate in Bronx, New York. 3. Verification that any interest or fees applied to the debt are allowed by law and authorized by the original creditor, or relevant legal provisions. 4. Documentation illustrating that the statute of limitations has not expired for this debt in accordance with New York state laws, and therefore, the debt remains legally recoverable. 5. Confirmation that any previous disputes or challenges to this debt have been investigated and resolved. 6. Assurance that any further collection activities related to this debt will be immediately ceased until all the requested information is provided and validated. It is also vital to note that any future communication from your agency regarding this debt should be in writing only. Telephone calls or any other form of communication that violates the FD CPA will not be entertained. Under the FD CPA, you are required to provide the requested information within 30 days of receiving this written notice. Failure to do so will result in the presumption that this debt is either non-existent or inaccurate, as well as a violation of the FD CPA. Please ensure that all future activities undertaken by your agency comply with the FD CPA's provisions. Any violation of my rights under this act will be reported to the appropriate authorities. Moreover, any attempt to communicate with third parties about this debt, other than the original creditor, will be considered a violation of the FD CPA. Thank you for your prompt attention to this matter. I expect a timely response within the statutory 30-day period. Sincerely, [Your Name]