Chicago, Illinois Sample Letter for Notice Under Fair Debt Collection Act [Your Name] [Your Address] [City, State, ZIP Code] [Date] [Debt Collection Agency Name] [Debt Collection Agency's Address] [City, State, ZIP Code] Re: [Account Number / Reference Number] Dear [Debt Collection Agency Name], I am writing this letter to provide notice under the Fair Debt Collection Practices Act (FD CPA), 15 USC 1692g, regarding the collection attempts made on my alleged debt. This notice serves as a formal demand for validation of the debt pursuant to my rights under the FD CPA. I dispute the validity of the alleged debt and hereby request that you provide the following information: 1. The original creditor's name and contact information. 2. Verification of the amount of the debt claimed. 3. Detailed account statements showing the transaction history leading to the alleged debt. 4. Proof of your agency's authorization to collect this debt, including any assignment or transfer documents. 5. Copies of any agreements or contracts referencing my purported debt. 6. Any supporting documentation to substantiate your allegations including but not limited to invoices, receipts, or purchase agreements. As mandated by the FD CPA, I also request that you cease any further communications with me until the validated information is provided. This includes contact by phone, mail, or any other means. Pursuant to 15 USC 1692c(c), you are required to honor this request. Please note that, under the FD CPA, any failure to provide the requested information within 30 days of receiving this letter will be considered a violation of federal law. In such case, I may pursue legal action to seek remedies available under the FD CPA. I expect your prompt attention to this matter and request that you provide the requested validation of the debt within the mandated time frame. Failure to validate the debt will result in your complete removal from my credit report, as mandated by the Fair Credit Reporting Act, 15 USC 1681s-2. Your immediate compliance with this notice is appreciated. If you have any questions or require additional information, you may contact me at [Your Phone Number] or [Your Email Address]. Thank you for your prompt attention to this matter. Sincerely, [Your Name]