Dear [Debtor's Name], We are writing this letter to inform you that our records indicate that you have an outstanding debt with [Creditor's Name]. We understand that dealing with debt can be stressful, and we are committed to resolving this matter in a fair and amicable manner. Hillsborough, Florida is the county where this debt collection falls under, and it is essential to be aware of your rights as a debtor under the Fair Debt Collection Practices Act (FD CPA). The FD CPA ensures that debt collectors treat consumers fairly, prohibits certain abusive practices, and provides avenues for consumers to dispute and validate debts. As a responsible debt collector, we must inform you that this communication is an attempt to collect a debt and any information obtained will be used for that purpose. Additionally, you have the right to dispute the validity of the debt or request detailed information regarding the original creditor. If you believe that this debt is not accurate, you have the right to send a written notice within 30 days of receiving this letter under the FD CPA Section 809(b). Upon receipt of your written notice, we will cease all collection activities until the debt is validated and substantiated. To assist you in disputing this debt, we have enclosed a Hillsborough, Florida Sample Letter for Notice Under Fair Debt Collection Act. This document will guide you in asserting your rights and requesting the necessary information to validate the debt. Please complete the enclosed form and return it to us within the specified timeframe to ensure a prompt and thorough investigation of your dispute. We take our obligations under the FD CPA seriously, and your concerns will be handled with utmost care. In the unfortunate event that the debt is validated and substantiated, we encourage you to reach out to explore the potential options available to you for resolving this matter. Our trained representatives will be more than willing to work with you to establish an agreeable payment plan or discuss potential settlements. Feel free to contact our office using the information provided below to clarify any questions or concerns you may have. Our goal is to resolve this matter in a fair and respectful manner while upholding the guidelines outlined by the Fair Debt Collection Practices Act. We look forward to assisting you in resolving this debt and appreciate your prompt attention to this matter. Sincerely, [Your Name] [Your Company's Name] [Address] [City, State, ZIP] [Phone Number] [Email Address] Enclosure: Hillsborough, Florida Sample Letter for Notice Under Fair Debt Collection Act.