Houston Texas Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• City: Houston
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Important Notice Under Fair Debt Collection Act — XYZ Collections Agency [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [XYZ Collections Agency] [Agency Address] [City, State, Zip Code] Re: Notice Under Fair Debt Collection Act Dear Sir/Madam, I am writing this letter to formally notify you that this communication is a notice under the Fair Debt Collection Practices Act (FD CPA), 15 U.S.C. § 1692g. Please consider this my written appeal for verification of the alleged debt associated with the account or accounts listed on your recent communication. I do not dispute the importance of addressing outstanding debts, nor do I disregard my financial responsibilities. However, I have concerns regarding the validity and accuracy of the alleged debt mentioned in your communication. Pursuant to my rights under the FD CPA, I hereby request the following information related to the debt in question: 1. Verification of the debt amount claimed, including any interest or fees applied to the account. 2. The name and contact information of the original creditor. 3. Documentation proving that you are authorized to collect this debt. 4. Evidence of any agreement between the original creditor and your agency authorizing you to pursue debt collection on their behalf. I kindly request that you cease any further communication regarding this debt until you have provided the above-mentioned verification. Please refrain from reporting this alleged debt to any credit reporting agencies until the verification process is completed. It is important to note that I reserve my right to dispute this debt entirely if you fail to provide the requested information or if the verification does not satisfy the requirements of the FD CPA. I also remind you that any misrepresentation or failure to comply with the FD CPA may result in legal consequences. Please provide the requested information within 30 days of receiving this letter to ensure compliance with the FD CPA. All correspondence should be sent to the address indicated above and be clearly marked as "Verification of Debt." Thank you for your prompt attention to this matter. I expect your cooperation as required by law. In case of any questions or concerns, do not hesitate to contact me through the provided phone number or email address. Sincerely, [Your Name]

Subject: Important Notice Under Fair Debt Collection Act — XYZ Collections Agency [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [XYZ Collections Agency] [Agency Address] [City, State, Zip Code] Re: Notice Under Fair Debt Collection Act Dear Sir/Madam, I am writing this letter to formally notify you that this communication is a notice under the Fair Debt Collection Practices Act (FD CPA), 15 U.S.C. § 1692g. Please consider this my written appeal for verification of the alleged debt associated with the account or accounts listed on your recent communication. I do not dispute the importance of addressing outstanding debts, nor do I disregard my financial responsibilities. However, I have concerns regarding the validity and accuracy of the alleged debt mentioned in your communication. Pursuant to my rights under the FD CPA, I hereby request the following information related to the debt in question: 1. Verification of the debt amount claimed, including any interest or fees applied to the account. 2. The name and contact information of the original creditor. 3. Documentation proving that you are authorized to collect this debt. 4. Evidence of any agreement between the original creditor and your agency authorizing you to pursue debt collection on their behalf. I kindly request that you cease any further communication regarding this debt until you have provided the above-mentioned verification. Please refrain from reporting this alleged debt to any credit reporting agencies until the verification process is completed. It is important to note that I reserve my right to dispute this debt entirely if you fail to provide the requested information or if the verification does not satisfy the requirements of the FD CPA. I also remind you that any misrepresentation or failure to comply with the FD CPA may result in legal consequences. Please provide the requested information within 30 days of receiving this letter to ensure compliance with the FD CPA. All correspondence should be sent to the address indicated above and be clearly marked as "Verification of Debt." Thank you for your prompt attention to this matter. I expect your cooperation as required by law. In case of any questions or concerns, do not hesitate to contact me through the provided phone number or email address. Sincerely, [Your Name]