Oakland Michigan Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• County: Oakland
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Debt Collection Agency Name] [Contact Person's Name] [Address] [City, State, ZIP Code] Re: Notice Under Fair Debt Collection Practices Act — Account #[Account Number] Dear [Debt Collection Agency Name], I am writing this letter in response to your recent contact regarding the alleged debt associated with the above-mentioned account. I am aware of my rights under the Fair Debt Collection Practices Act (FD CPA) and wish to exercise them accordingly. I request that you provide me with the following information to verify the debt's validity and to ensure that I am dealing with the correct collection agency: 1. The amount of the alleged debt, 2. The original creditor's name and contact information, 3. Detailed information about how the debt was calculated, 4. Copies of all relevant agreements, contracts, or invoices pertaining to the debt, 5. Proof of your authorization to collect this debt on behalf of the original creditor, 6. A complete payment history for this account, including all fees or interest charges, 7. Any other documentation or evidence that would substantiate the validity of this debt. Please note that, according to the FD CPA, you have 30 days from the receipt of this letter to provide the requested information. During this time, all collection activity should cease, including any further communication or reporting to credit bureaus until the requested documentation is provided. In case the debt is beyond the statute of limitations or incorrect, I demand that you immediately cease all collection efforts and remove any negative information associated with this debt from my credit reports. Failure to comply with these requests may result in legal action being pursued against your agency. I would prefer to settle this matter amicably and in good faith. Therefore, if the debt is validated and proves to be within the legitimate timeframe for collections, I would be open to discussing potential repayment options. Please contact me via written correspondence to discuss this further. Please be advised that any communication from your agency must be in writing and mailed to the address mentioned above. Phone calls or any form of electronic communication shall not be accepted. Thank you for your immediate attention to this matter. I expect prompt compliance within the designated timeframe outlined by the FD CPA. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Debt Collection Agency Name] [Contact Person's Name] [Address] [City, State, ZIP Code] Re: Notice Under Fair Debt Collection Practices Act — Account #[Account Number] Dear [Debt Collection Agency Name], I am writing this letter in response to your recent contact regarding the alleged debt associated with the above-mentioned account. I am aware of my rights under the Fair Debt Collection Practices Act (FD CPA) and wish to exercise them accordingly. I request that you provide me with the following information to verify the debt's validity and to ensure that I am dealing with the correct collection agency: 1. The amount of the alleged debt, 2. The original creditor's name and contact information, 3. Detailed information about how the debt was calculated, 4. Copies of all relevant agreements, contracts, or invoices pertaining to the debt, 5. Proof of your authorization to collect this debt on behalf of the original creditor, 6. A complete payment history for this account, including all fees or interest charges, 7. Any other documentation or evidence that would substantiate the validity of this debt. Please note that, according to the FD CPA, you have 30 days from the receipt of this letter to provide the requested information. During this time, all collection activity should cease, including any further communication or reporting to credit bureaus until the requested documentation is provided. In case the debt is beyond the statute of limitations or incorrect, I demand that you immediately cease all collection efforts and remove any negative information associated with this debt from my credit reports. Failure to comply with these requests may result in legal action being pursued against your agency. I would prefer to settle this matter amicably and in good faith. Therefore, if the debt is validated and proves to be within the legitimate timeframe for collections, I would be open to discussing potential repayment options. Please contact me via written correspondence to discuss this further. Please be advised that any communication from your agency must be in writing and mailed to the address mentioned above. Phone calls or any form of electronic communication shall not be accepted. Thank you for your immediate attention to this matter. I expect prompt compliance within the designated timeframe outlined by the FD CPA. Sincerely, [Your Name]