Santa Clara California Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• County: Santa Clara
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Dear [Debtor's Name], Re: Notice Under Fair Debt Collection Practices Act I am writing to notify you under the Fair Debt Collection Practices Act (FD CPA) that I am aware of your delinquent account [Account Number], which pertains to the outstanding debt owed to [Creditor's Name]. As mandated by the FD CPA, I request that you cease all communication with me regarding this debt, directly or through any third parties, unless you are able to provide sufficient validation of the debt. According to the FD CPA, I have the right to request verification of the debt and obtain details about the original creditor. This verification includes providing proof of the amount owed, the transaction details, and any supporting documentation. I kindly request that you provide all necessary information related to this debt within 30 days of receiving this notice. Should you fail to validate this debt within the given timeframe, it shall be considered disputed, and you must cease all debt collection efforts against me. This includes but is not limited to, contacting me via phone, mail, or any other means. Furthermore, any negative reporting to the credit bureaus before validation will be deemed as a violation of the FD CPA. Please take note that I am fully aware of my rights under the FD CPA, and any violations or failure to comply with its provisions will prompt legal action against your agency or the relevant debt collector. This may result in actual damages, statutory damages, and attorney’s fees as provided for by law. Kindly acknowledge receipt of this notice within 10 days of receiving it. Your prompt attention to this matter is appreciated, and I strongly urge you to resolve this matter in accordance with the guidelines set forth by the FD CPA. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Date]

Dear [Debtor's Name], Re: Notice Under Fair Debt Collection Practices Act I am writing to notify you under the Fair Debt Collection Practices Act (FD CPA) that I am aware of your delinquent account [Account Number], which pertains to the outstanding debt owed to [Creditor's Name]. As mandated by the FD CPA, I request that you cease all communication with me regarding this debt, directly or through any third parties, unless you are able to provide sufficient validation of the debt. According to the FD CPA, I have the right to request verification of the debt and obtain details about the original creditor. This verification includes providing proof of the amount owed, the transaction details, and any supporting documentation. I kindly request that you provide all necessary information related to this debt within 30 days of receiving this notice. Should you fail to validate this debt within the given timeframe, it shall be considered disputed, and you must cease all debt collection efforts against me. This includes but is not limited to, contacting me via phone, mail, or any other means. Furthermore, any negative reporting to the credit bureaus before validation will be deemed as a violation of the FD CPA. Please take note that I am fully aware of my rights under the FD CPA, and any violations or failure to comply with its provisions will prompt legal action against your agency or the relevant debt collector. This may result in actual damages, statutory damages, and attorney’s fees as provided for by law. Kindly acknowledge receipt of this notice within 10 days of receiving it. Your prompt attention to this matter is appreciated, and I strongly urge you to resolve this matter in accordance with the guidelines set forth by the FD CPA. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Date]