[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Internal Revenue Service [Address] [City, State, ZIP] Subject: Request to Not Offset Tax Refund against Outstanding Debts Dear IRS, I hope this letter finds you in good health and high spirits. I am writing to discuss a matter concerning my tax refund for the year [Tax Year]. As a taxpayer residing in Alameda, California, I wish to request that the IRS refrain from offsetting my tax refund against any outstanding debts I may have. I genuinely understand the importance of fulfilling financial obligations. However, I believe that in my specific case, considering my financial circumstances and obligations, it would be unjust to offset my tax refund. The offset may impose additional financial strain and hinder my ability to meet my ongoing financial commitments. To provide a better understanding of my situation, I would like to present the following details: 1. Explanation of Financial Situation: a) Current Employment: Although steadily employed, I am facing certain financial difficulties due to [explain any extenuating circumstances affecting your finances]. b) Outstanding Debts: While I acknowledge the existence of certain unpaid debts, I assure you that I am actively working towards resolving them. Despite my best efforts, the financial setbacks I have experienced have hindered a swifter resolution. 2. Tax Refund Purpose: a) Primary Use: The anticipated tax refund would greatly aid in recovering from the aforementioned financial setbacks. It would enable me to [state the primary purpose of utilizing the tax refund, such as paying for essential expenses, managing outstanding obligations, or improving my financial situation]. b) Positive Impact: Utilizing the tax refund in this manner would contribute to stabilizing my financial condition and ultimately facilitate my ability to meet financial responsibilities promptly in the future. I kindly request that you give careful consideration to my situation and grant my request for a waiver on offsetting my tax refund. By doing so, I believe it would be a fair resolution that aligns with the principles of financial equity and allows me to regain financial stability. I would be more than willing to provide any additional documentation or information required to support my request. Please feel free to contact me at the above contact details at your convenience. Thank you for your time and attention to this matter. I trust in your understanding and empathetic consideration. Sincerely, [Your Name]