Dear [IRS Representative], I am writing to request that the IRS does not offset my tax refund for the year [insert year]. I am an individual residing in Fairfax, Virginia, and I would like to provide you with detailed information regarding my financial circumstances. Fairfax, Virginia, is a thriving county located in the Northern Virginia region. It is part of the Washington D.C. metropolitan area and is known for its strong economy, diverse population, and excellent quality of life. With its proximity to the nation's capital, Fairfax boasts a unique blend of urban amenities and suburban charm. I have been a resident of Fairfax for several years and have faced financial hardships due to unforeseen circumstances that I would like to highlight. [Briefly explain your financial situation and any specific challenges you have faced such as loss of employment, medical expenses, or other significant financial burdens.] I understand that the IRS has the authority to offset tax refunds to fulfill outstanding debts or obligations. However, I kindly request your consideration to exempt my tax refund from offset as it holds a vital significance in resolving my present financial challenges and stabilizing my overall financial well-being. Furthermore, I would like to emphasize that I have diligently complied with all tax obligations and regulations in the past and aim to continue doing so in the future. The offsetting of my tax refund would significantly jeopardize my ability to meet essential living expenses and fulfill familial responsibilities. Considering the unique circumstances I find myself in, I humbly implore the IRS to grant my request to waive the offset against my tax refund. Doing so would provide essential financial relief and allow me to regain a stable financial footing. I have attached relevant supporting documentation, including financial records, bills, and any other pertinent information, to substantiate the challenges I am facing and further reinforce my plea for exemption. Thank you for taking the time to review my request. I hope for a positive resolution to my situation and sincerely appreciate your understanding and cooperation. If you require any additional information or have any further questions, please do not hesitate to contact me at [your contact information]. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP Code]