Dallas Texas Sample Letter for Request for Removal of Derogatory Credit Information

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Dallas
• Control #: US-0900LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP] Subject: Request for Removal of Derogatory Credit Information Dear Sir/Madam, I hope this letter finds you well. I am writing to request the removal of derogatory credit information from my credit report. I recently obtained a copy of my credit report and noticed inaccurate or outdated information that is negatively affecting my creditworthiness. Furthermore, I would like to bring your attention to the following erroneous listings on my credit report: 1. Inaccurate Account Information: Account Name: [Name of the creditor] Account Number: [Account number] Inaccurate Information: [Specify the inaccurate details, such as late payments, unpaid balance, or incorrect dates] Supporting Documents: [Attach any relevant documents proving the inaccuracy, such as payment receipts or account statements] 2. Outdated Information: Account Name: [Name of the creditor] Account Number: [Account number] Outdated Information: [Specify the outdated details, such as a loan that has been paid off or a collection account beyond the statute of limitations] Supporting Documents: [Attach any relevant documents proving the outdated information, such as payment confirmation or settlement letters] I kindly request your prompt investigation and correction of these inaccuracies in accordance with the provisions of the Fair Credit Reporting Act (FCRA). I believe that the erroneous listings mentioned above are detracting from my creditworthiness and unfairly impacting my ability to access credit, secure favorable interest rates, and obtain financial opportunities. Please conduct a thorough investigation of these items and initiate the necessary steps to remove them from my credit report. I kindly request that you provide me with a written confirmation of the removals and an updated copy of my credit report reflecting the corrections made. I understand that federal regulation stipulates that you must respond to my dispute within 30 days of receiving this letter. If you require any additional information, supporting documentation, or have any questions regarding this matter, please do not hesitate to contact me. Thank you for your attention to this matter. I trust that you will handle my request promptly and professionally. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP] Subject: Request for Removal of Derogatory Credit Information Dear Sir/Madam, I hope this letter finds you well. I am writing to request the removal of derogatory credit information from my credit report. I recently obtained a copy of my credit report and noticed inaccurate or outdated information that is negatively affecting my creditworthiness. Furthermore, I would like to bring your attention to the following erroneous listings on my credit report: 1. Inaccurate Account Information: Account Name: [Name of the creditor] Account Number: [Account number] Inaccurate Information: [Specify the inaccurate details, such as late payments, unpaid balance, or incorrect dates] Supporting Documents: [Attach any relevant documents proving the inaccuracy, such as payment receipts or account statements] 2. Outdated Information: Account Name: [Name of the creditor] Account Number: [Account number] Outdated Information: [Specify the outdated details, such as a loan that has been paid off or a collection account beyond the statute of limitations] Supporting Documents: [Attach any relevant documents proving the outdated information, such as payment confirmation or settlement letters] I kindly request your prompt investigation and correction of these inaccuracies in accordance with the provisions of the Fair Credit Reporting Act (FCRA). I believe that the erroneous listings mentioned above are detracting from my creditworthiness and unfairly impacting my ability to access credit, secure favorable interest rates, and obtain financial opportunities. Please conduct a thorough investigation of these items and initiate the necessary steps to remove them from my credit report. I kindly request that you provide me with a written confirmation of the removals and an updated copy of my credit report reflecting the corrections made. I understand that federal regulation stipulates that you must respond to my dispute within 30 days of receiving this letter. If you require any additional information, supporting documentation, or have any questions regarding this matter, please do not hesitate to contact me. Thank you for your attention to this matter. I trust that you will handle my request promptly and professionally. Sincerely, [Your Name]