San Diego California Sample Letter for Notice of Objection to Secure Claim

• Category: Letters - Legal - Bankruptcy
• State: Multi-State
• County: San Diego
• Control #: US-0919LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Name of the Credit Bureau] [Address of Credit Bureau] [City, State, Zip Code] Subject: Notice of Objection to Secure Claim — [Account Number] Dear Sir/Madam, I am writing this letter to formally object to a secure claim on my credit report. I recently noticed an entry in my credit file pertaining to a supposed secure claim by [Name of Creditor], which I believe is inaccurate and misleading. Upon reviewing my credit report, I found that the secure claim by [Name of Creditor] is listed under my name. However, I vehemently dispute this claim based on the following grounds: 1. Incomplete Documentation: I have not received any documentation or evidence from [Name of Creditor] supporting their claim, such as a signed agreement or contract specifying the terms of the secure claim. Please provide me with any documentation related to the alleged secure claim so that I can review it and address any discrepancies. 2. Lack of Verification: I request that [Name of Creditor] provide verification of the accuracy and legitimacy of this alleged secure claim. According to the Fair Credit Reporting Act (FCRA) Section 611(a)(1)(A), consumers have the right to request and receive information related to any item listed on their credit report. 3. Time-Barred Statute of Limitations: Please note that the alleged secure claim may be time-barred under the applicable statute of limitations. I urge [Name of Creditor] to provide proof that the statute of limitations has not expired in this case. Considering the aforementioned grounds, I request that you investigate this secure claim thoroughly and remove it from my credit report if found to be inaccurate or unverifiable. In the event that [Name of Creditor] fails to provide sufficient documentation and verification within the required timeframe, I kindly request that you take immediate action to remove this inaccurate information from my credit report. Enclosed with this letter are copies of my credit report highlighting the alleged secure claim by [Name of Creditor]. Additionally, I have submitted a dispute with the credit reporting agencies in accordance with FCRA Section 611(a)(5)(A). Kindly acknowledge the receipt of this letter and provide me with a written response detailing the progress of your investigation. It is important to note that I expect a fair and prompt resolution to this matter within 30 days, as mandated by the FCRA. Thank you in advance for your prompt attention to this matter. I eagerly await your response and the resolution of this dispute. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Name of the Credit Bureau] [Address of Credit Bureau] [City, State, Zip Code] Subject: Notice of Objection to Secure Claim — [Account Number] Dear Sir/Madam, I am writing this letter to formally object to a secure claim on my credit report. I recently noticed an entry in my credit file pertaining to a supposed secure claim by [Name of Creditor], which I believe is inaccurate and misleading. Upon reviewing my credit report, I found that the secure claim by [Name of Creditor] is listed under my name. However, I vehemently dispute this claim based on the following grounds: 1. Incomplete Documentation: I have not received any documentation or evidence from [Name of Creditor] supporting their claim, such as a signed agreement or contract specifying the terms of the secure claim. Please provide me with any documentation related to the alleged secure claim so that I can review it and address any discrepancies. 2. Lack of Verification: I request that [Name of Creditor] provide verification of the accuracy and legitimacy of this alleged secure claim. According to the Fair Credit Reporting Act (FCRA) Section 611(a)(1)(A), consumers have the right to request and receive information related to any item listed on their credit report. 3. Time-Barred Statute of Limitations: Please note that the alleged secure claim may be time-barred under the applicable statute of limitations. I urge [Name of Creditor] to provide proof that the statute of limitations has not expired in this case. Considering the aforementioned grounds, I request that you investigate this secure claim thoroughly and remove it from my credit report if found to be inaccurate or unverifiable. In the event that [Name of Creditor] fails to provide sufficient documentation and verification within the required timeframe, I kindly request that you take immediate action to remove this inaccurate information from my credit report. Enclosed with this letter are copies of my credit report highlighting the alleged secure claim by [Name of Creditor]. Additionally, I have submitted a dispute with the credit reporting agencies in accordance with FCRA Section 611(a)(5)(A). Kindly acknowledge the receipt of this letter and provide me with a written response detailing the progress of your investigation. It is important to note that I expect a fair and prompt resolution to this matter within 30 days, as mandated by the FCRA. Thank you in advance for your prompt attention to this matter. I eagerly await your response and the resolution of this dispute. Sincerely, [Your Name]