Wake North Carolina Jury Instruction — 3.1 Frau— - With Defense Of Waiver provides guidance to the jury in fraud cases where the defendant claims that the alleged fraud was waived by the plaintiff. This instruction helps jurors understand the key elements required to prove fraud and how the defense of waiver may be applicable. Fraud, as defined under North Carolina law, involves intentional misrepresentation of facts or concealment of information with the intention to deceive someone and induce them to act in a certain way. In cases where fraud is alleged, it is essential for the plaintiff to prove certain elements to establish their claim. This jury instruction informs the jury about the requirements to find the defendant liable for fraud. It explains that to prove fraud, the plaintiff must demonstrate that: 1. The defendant made a false representation or concealed material facts. 2. The defendant knew the representation was false or concealed the facts with the intent to deceive. 3. The plaintiff justifiably relied on the false representation or concealed facts. 4. The plaintiff suffered harm or damages as a result of their reliance. Additionally, this instruction introduces the defense of waiver, which asserts that the plaintiff voluntarily and knowingly gave up their rights regarding the alleged fraud. It informs the jury that if the plaintiff waived their right to claim fraud or ratified the fraudulent act, the defendant may be relieved of liability. Types of Wake North Carolina Jury Instruction — 3.1 Frau— - With Defense Of Waiver: 1. Wake North Carolina Jury Instruction — 3.1a Frau— - With Defense Of Waiver - Early Waiver: This instruction focuses on cases where the plaintiff waived their rights voluntarily and knowingly before any fraudulent act took place. It guides the jury in determining whether the plaintiff's actions before the fraud occurred constitute an early waiver, which may impact the defendant's liability. 2. Wake North Carolina Jury Instruction — 3.1b Frau— - With Defense Of Waiver - Ratification: This instruction addresses situations where the plaintiff, after becoming aware of the fraudulent act, ratifies or approves of it in some way. It helps the jury evaluate whether the plaintiff's subsequent actions indicate that they accepted or endorsed the fraud, which may impact the defendant's liability. By providing clear guidance on the elements of fraud and the defense of waiver, Wake North Carolina Jury Instruction — 3.1 Frau— - With Defense Of Waiver aids jurors in comprehending the complexities of fraud cases and making informed decisions based on the evidence presented during the trial.