The Harris Texas Checklist of Matters that Should be Considered in Making an Abstract or Opinion of Title is an essential tool used in real estate transactions to ensure that a property has a clear and marketable title. This checklist covers a wide range of important considerations that should be explored before finalizing a purchase or securing a mortgage. By meticulously examining these matters, it is possible to identify potential issues or claims on a property that could affect its value or transferability. Some important matters covered in the Harris Texas Checklist include: 1. Ownership and Encumbrances: This includes verifying the current property owner and examining any liens, mortgages, easements, or other encumbrances that may exist on the property. 2. Legal Description: Ensuring that the property's legal description matches the records and accurately identifies its boundaries and location. 3. Tax and Assessment Liens: Checking for any unpaid property taxes or assessments that could subject the property to potential foreclosure. 4. Judgments and Lawsuits: Investigating if there are any pending or past lawsuits or judgments that might affect the property's ownership. 5. Zoning and Land Use Restrictions: Reviewing applicable zoning regulations and land use restrictions to ensure the property's intended use complies with local laws. 6. Environmental Concerns: Identifying any potential environmental risks or liabilities associated with the property, such as contaminated soil or water. 7. Survey and Boundary Disputes: Reviewing recent property surveys to confirm the boundaries and identify any potential boundary disputes. 8. Access and Right-of-Way: Verifying that the property has proper access and examining any existing or potential rights-of-way that may impact access or use. 9. Title Insurance: Assessing the availability and terms of title insurance, which helps protect the buyer or mortgage lender against any undisclosed issues or claims on the property. It is worth noting that while the Harris Texas Checklist can be used as a general guide, there may be variations or additional considerations depending on the specific requirements of the transaction or the preferences of the parties involved.
Harris Texas Checklist of Matters that Should be Considered in Making an Abstract or Opinion of Title
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