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Employees must receive a Summary Plan Description (SPD) from their employers. The plan describes the program benefits and how the plan works.

The summary plan description (SPD) is simply a summary of the plan document required to be written in such a way that the participants of the benefits plan can easily understand it. Unlike the plan document, the SPD is required to be distributed to plan participants.

The Summary Plan Description (SPD) is one of the important 401(k) plan documents that provides plan participants (and their beneficiaries) with the most important details of their benefit plan, like eligibility requirements or participation dates, benefit calculations, plan management instructions, and general member

The SBC provides consumers with information so they can compare benefits and select a health insurance plan that meets their needs. In contrast, the SPD is an easy to understand document that tells participants what benefits the plan provides and how the plan operates.

The summary plan description is an important document that tells participants what the plan provides and how it operates. It provides information on when an employee can begin to participate in the plan and how to file a claim for benefits.

A summary plan description (SPD) is a document an employer gives to their employees who are participating in retirement or health benefits plans covered under the U.S. Department of Labor's Employee Retirement Income Security Act of 1974 (ERISA).

A summary plan description outlines the disadvantages of your health plan along with your legal rights under the Employment Retirement Income Security Act.

ERISA requires a Summary Plan Description (SPD) be distributed to each plan participant and to each beneficiary receiving benefits under the plan as follows: For existing plans, a new participant must receive a copy of the SPD within 90 days after becoming a participant, and a beneficiary must receive a copy within 90

A summary plan description contains important information regarding the provided retirement or health benefits plans, including: Summary and detailed description of benefits. Minimum standards for participation. Features. Funding. Vesting. Benefit contributions and accrual. Claims procedures.

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Hennepin Minnesota Summary Plan Description Checklist

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