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This notice is intended to provide a summary of your rights, options, and notification responsibilities under COBRA. Should an actual qualifying event occur in the future and coverage is lost, the CalPERS will provide you (and your covered dependents, if any), with the appropriate COBRA election notice at that time.

Cal-COBRA administration requires four basic compliance components: Notifying all eligible group health care participants of their Cal-COBRA rights. Providing timely notice of Cal-COBRA eligibility, enrollment forms, and notice of the duration of coverage and terms of payment after a qualifying event has occurred.

General Notice/Initial Notice. The general notice describes general COBRA rights and employee obligations. This notice must be provided to each covered employee and each covered spouse of an employee who becomes covered under the plan.

In addition, employers can provide COBRA notices electronically (via email, text message, or through a website) during the Outbreak Period, if they reasonably believe that plan participants and beneficiaries have access to these electronic mediums.

What do I do once I receive my notice for Federal COBRA or Cal-COBRA? Once you receive the notice, you have 60 days to send in your completed enrollment form. After you send in your enrollment form, you have 45 days to pay your first premium.

Function. Health plan administrators not only mail COBRA election information within designated time frames, but the information should provide clear instructions; this includes detailing how to return documents. If an employer requests documents to be mailed certified, then send as instructed.

There are several other scenarios that may explain why you received a COBRA continuation notice even if you've been in your current position for a long time: You may be enrolled in a new plan annually and, therefore, receive a notice each year. Your employer may have just begun offering a health insurance plan.

This section of the tax code imposes an excise tax of $100 for each day the election notice is late. The excise tax increases to $200 per day if there is more than one affected individual for that qualifying event (e.g., spouse, child). Employers must self-report this excise tax liability on IRS Form 8928.

Meet the Deadlines You should get a notice in the mail about your COBRA and Cal-COBRA rights. You have 60 days after being notified to sign up. If you are eligible for Federal COBRA and did not get a notice, contact your employer. If you are eligible for Cal-COBRA and did not get a notice, contact your health plan.

Initial COBRA notices must generally be provided within 14 days of the employer notifying the third-party administrator (TPA) of a qualifying event.

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San Diego California Introductory COBRA Letter

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What is an initial Cobra notice?

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