The Chicago Illinois Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is a legal document that provides detailed information about an individual's group health plan coverage and their rights under the Health Insurance Portability and Accountability Act (HIPAA). This certificate is typically issued to employees or members of a group health plan in Chicago, Illinois. The purpose of the certificate is to ensure that individuals are aware of their rights to portability and continuity of health coverage, which are protected under HIPAA. It serves as proof of the individual's enrollment in a group health plan and outlines the key details of their coverage. The Chicago Illinois Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights includes relevant information such as: 1. Covered Individual Details: The certificate will clearly state the name, address, and contact information of the individual covered under the group health plan. It may also include their social security number or unique identification number. 2. Employer or Plan Sponsor Information: The certificate will provide details about the employer or plan sponsor, such as the name, address, contact information, and employer identification number (EIN). This information helps identify the responsible entity for providing the coverage. 3. Effective Dates: The certificate will specify the coverage period, including the start and end dates. It is essential for individuals to ensure they have continuous coverage to avoid any coverage gaps or penalties. 4. Summary of Benefits: This section outlines the covered benefits and services provided under the group health plan. It includes information about preventive care, hospitalization, prescription drugs, mental health services, and any other relevant benefits. 5. HIPAA Portability Rights: The certificate will have a dedicated section that explains the individual's rights under HIPAA. It will describe their options for maintaining continuous coverage without exclusions or waiting periods when they change jobs or lose coverage. 6. Special Enrollment Rights: The certificate may detail any special enrollment rights that an individual has, such as marriage, birth of a child, or loss of other health coverage. These rights allow individuals to enroll in or make changes to their coverage outside the typical open enrollment period. 7. Contact Information: The certificate will provide contact details for the group health plan administrator or insurer. This information allows individuals to seek clarification on their coverage, benefits, or file any complaints or appeals if needed. Different types or variations of the Chicago Illinois Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights may exist, but the content typically remains similar. It is crucial for individuals to carefully review their certificate to understand their rights and responsibilities regarding their group health plan coverage.