San Bernardino County, located in the state of California, has its own unique set of Order Confirming Plan forms that are utilized in bankruptcy cases. One of these forms is known as Form 15, which is specifically designed for PRE and post-2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAP CPA) filings. Form 15 serves as an official document submitted to the bankruptcy court, aimed at receiving confirmation for a debtor's proposed repayment plan. This plan outlines how the debtor intends to repay their creditors over a certain period of time. By obtaining court approval through Form 15, debtors gain the legal protection and benefits provided by the bankruptcy laws. San Bernardino County offers various types of Order Confirming Plan — Form 1— - Pre and Post 2005 Act, tailored to suit different bankruptcy situations: 1. Pre-2005 Act Form 15: This version of Form 15 is applicable to bankruptcy cases filed before the BAP CPA took effect. It adheres to the bankruptcy regulations and guidelines that were in place prior to the Act's implementation. Debtors using this form must follow the relevant procedures and meet the requirements laid out by the bankruptcy court. 2. Post-2005 Act Form 15: After the BAP CPA was enacted, significant changes were made to bankruptcy laws, affecting the filing process and repayment plans. The post-2005 Act Form 15 accommodates these changes and incorporates the new rules and requirements. Debtors employing this form must adhere to the updated guidelines and fulfill the obligations outlined by the court. These distinct versions of Form 15 enable debtors in San Bernardino County to navigate the bankruptcy process effectively, ensuring compliance with either the PRE or post-2005 Act bankruptcy laws. It is crucial for individuals residing in the county and seeking bankruptcy protection to consult with an experienced bankruptcy attorney who can guide them through the proper utilization of the San Bernardino California Order Confirming Plan — Form 1— - Pre and Post 2005 Act, based on their specific circumstances and the applicable bankruptcy laws that govern their cases.