Harris Texas is a county located in the state of Texas, United States. As part of bankruptcy proceedings, a list of creditors holding the 20 largest secured claims is often required. This list provides important information about the debtors, their secured creditors, and the amounts owed. However, it should be noted that this specific Form 4 is only applicable for cases post-2005 and is not required for Chapter 7 or 13 bankruptcies. The Harris Texas List of Creditors Holding 20 Largest Secured Claims — Form 4 is a crucial document in bankruptcy proceedings. It enables individuals or businesses filing for bankruptcy to disclose their secured creditors and the debts owed to them. Secured claims are those which are backed by some form of collateral, such as a mortgage or a car loan. These claims are given priority in the repayment process. By mentioning "Harris Texas," it can be assumed that this list specifically pertains to bankruptcy cases within this county. Harris County is one of the largest counties in Texas, encompassing the city of Houston and several other municipalities. Therefore, this list holds relevance for bankruptcies filed within this jurisdiction. This form is designed to provide transparency and accountability in bankruptcy cases. It is important to note that this particular Form 4 is not applicable for cases filed under Chapter 7 or 13 of the bankruptcy code. Chapter 7 bankruptcy involves the liquidation of assets to repay creditors, while Chapter 13 bankruptcy allows individuals to reorganize their debts and create a repayment plan. Different types of Harris Texas List of Creditors Holding 20 Largest Secured Claims — Not needed for Chapter 7 or 1— - Form 4 — Post 2005 may include variations based on specific time periods or updates to the form. It is essential for bankruptcy filers to consult with their attorney or refer to the most current version of the form provided by the appropriate bankruptcy court. Filing for bankruptcy can be a complex and demanding process, involving various forms and documents. The Harris Texas List of Creditors Holding 20 Largest Secured Claims — Form 4 serves as a crucial component in ensuring accurate financial disclosures and providing a comprehensive overview of secured creditors in bankruptcy cases post-2005. It assists in facilitating a fair and equitable resolution for both the debtors and creditors involved in the bankruptcy proceedings.