This form is data enabled to comply with CM/ECF electronic filing standards. This form is for post 2005 act cases.
Mecklenburg County Creditors Holding Secured Claims — Schedule — - Form 6D - Post 2005 is a legal document that provides a detailed list of creditors who hold secured claims against individuals or entities in Mecklenburg North Carolina. This form is commonly used in bankruptcy cases to ensure proper documentation and disclosure of debts owed to secured creditors. Secured claims are debts that are backed by collateral or assets held by the debtor. These claims give the creditors a legal right to repossess or sell the assets if the debtor fails to repay the debt. By filing Schedule D — Form 6D, debtors and their attorneys provide a comprehensive overview of their secured creditors and the nature of the secured claims. Submitting this form is crucial as it helps the bankruptcy court evaluate the overall financial situation of the debtor and determine the appropriate resolution for the case. The information provided in Schedule D — Form 6D includes the name and address of each secured creditor, the nature of their claim, the value of the collateral securing the debt, and any unexpired leases or executory contracts related to the claim. There may be different types of Mecklenburg County Creditors Holding Secured Claims — Schedule — - Form 6D - Post 2005, depending on the specific circumstances of each case. These can include: 1. Mortgage Lenders: These are creditors who have issued mortgages on real estate properties owned by the debtor. The properties serve as collateral for the outstanding mortgage debt. 2. Auto Lenders: Creditors who have financed the purchase of vehicles and hold liens against them. If the debtor defaults on the auto loan, the lender can repossess and sell the vehicle to recover the outstanding debt. 3. Equipment or Machinery Lenders: Creditors who have provided loans to purchase or lease equipment or machinery for business or personal use. The equipment or machinery serves as collateral for the loan. 4. Debts Secured by Personal Property: This category includes creditors who hold liens on personal property, such as jewelry, electronics, or other valuable assets, to secure a loan or debt. 5. Other Secured Debts: This category encompasses any other specific types of secured debts, such as boat loans, RV loans, or loans secured by artwork or collectibles. It is essential to accurately complete Schedule D — Form 6D and include all relevant creditors holding secured claims in order to ensure a fair and transparent bankruptcy proceeding. This form assists the court in properly evaluating the debtor's financial situation, determining the value of secured debts, and facilitating appropriate resolutions for all parties involved.
