Keywords: Franklin Ohio Co-Debtors, Schedule H, Form 6H, Post 2005, bankruptcy, debtors, types, relevant information Description: Franklin Ohio Co-Debtors — Schedule — - Form 6H - Post 2005 is a legal document related to bankruptcy filings in Franklin, Ohio. This form plays a crucial role in determining the status and responsibilities of co-debtors involved in a bankruptcy case. The Schedule H — Form 6— - Post 2005 is specifically designed to gather information about co-debtors who might be jointly liable for the debts of the primary debtor. It helps to identify if there are any individuals or entities connected to the debtor who are also obligated to repay the debts. In the case of multiple co-debtors, the form distinguishes between consumer and non-consumer debt. Consumer debts typically include personal loans, credit card debts, or medical bills. Non-consumer debts, on the other hand, encompass business loans and other non-personal financial obligations. This form is applicable for bankruptcy cases filed in or after 2005, as it complies with the changes made to the bankruptcy laws under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAP CPA). The revisions made after 2005 aimed to streamline the bankruptcy process and provide enhanced protection for both debtors and creditors. Types of Franklin Ohio Co-Debtors — Schedule — - Form 6H - Post 2005: 1. Consumer Co-Debtors: This refers to co-debtors who are jointly responsible for consumer debts of the primary debtor. They may have a personal relationship with the debtor or have co-signed loans or credit agreements. 2. Non-Consumer Co-Debtors: These co-debtors are obligated to non-consumer debts, which are primarily associated with business or commercial activities. Non-consumer co-debtors might include business partners, corporations, or other entities directly connected to the debtor's financial obligations. It is essential to accurately complete Schedule H — Form 6H when filing for bankruptcy in Franklin, Ohio, as it helps assess the overall financial situation of the debtor and their co-debtors. By identifying all co-debtors and their specific liabilities, creditors can proceed with appropriate legal actions and the court can make informed decisions. Compliance with this form ultimately allows for a fair and transparent bankruptcy process, benefiting both debtors and creditors.