Oakland Michigan Co-Debtors — Schedule H – Form 6H – Post 2005 is a legal document that is used in bankruptcy cases to list all co-debtors who are jointly liable for the debts of the debtor filing bankruptcy. This form is specific to cases filed after 2005, as the bankruptcy laws underwent significant changes during that time. In Oakland County, Michigan, there are various types of co-debtors that may be listed on Schedule H — Form 6H, depending on the specific circumstances of the debtor's case. These co-debtors may include: 1. Spouse or Domestic Partner: If the filing debtor is married or in a domestic partnership, their spouse or partner is typically considered a co-debtor. This means that both individuals are jointly liable for any debts incurred during the marriage or partnership. 2. Co-Signed Loans: Co-debtors in this category are individuals who co-signed a loan with the debtor. This could be a family member, friend, or business associate who agreed to be equally responsible for repaying the debt if the debtor defaults. 3. Joint Credit Accounts: In cases where the debtor and another individual share joint credit accounts, both parties would be considered co-debtors. This often occurs with joint bank accounts or credit cards where both individuals have equal access and responsibility for the debt. 4. Co-Owners or Co-Borrowers: If the debtor jointly owns property or assets with another person, such as a home or vehicle, that co-owner would likely be considered a co-debtor. Additionally, if the debtor and another person jointly borrowed money for a purchase, both individuals would be co-debtors. It is important to provide accurate and detailed information about all co-debtors when filling out Schedule H — Form 6H. Failure to disclose co-debtors properly can have serious legal consequences. The form requires the debtor to provide personal information about each co-debtor, including their name, contact information, relationship to the debtor, and the nature and extent of their liability for the debt. It is important to consult with a bankruptcy attorney or legal professional to ensure all necessary information is accurately provided on Oakland Michigan Co-Debtors — Schedule H – Form 6H – Post 2005. This will help ensure compliance with bankruptcy laws and protect the rights and interests of all parties involved in the case.