The Alameda California Executive Officer Restricted Stock Loan Plan of Merry Land and Investment, Inc. is a comprehensive program specifically designed for executive officers of the company who wish to leverage their restricted stock holdings. This loan plan enables executives to unlock the value of their restricted stocks by borrowing against them. Merry Land and Investment, Inc. is a leading real estate investment firm headquartered in Alameda, California. The company has developed multiple variations of the Executive Officer Restricted Stock Loan Plan to cater to the diverse needs of its executive team. 1. Alameda California Executive Officer Restricted Stock Loan Plan — Basic Version: This plan offers executives the opportunity to borrow against their restricted stock holdings at a competitive interest rate. The borrowed funds can be utilized for personal and professional purposes, such as financing real estate investments, funding education, or managing unforeseen expenses. 2. Alameda California Executive Officer Restricted Stock Loan Plan — Enhanced Version: In addition to the benefits offered by the basic version, this enhanced plan provides executives with more flexible loan terms. They can choose from options like variable interest rates, extended repayment periods, or customized loan structures tailored to their specific financial goals. 3. Alameda California Executive Officer Restricted Stock Loan Plan — Tax-Advantaged Version: Merry Land and Investment, Inc. understands the importance of minimizing the tax impact on executives participating in the loan program. This tax-advantaged version aims to optimize tax planning strategies, ensuring executives can maximize their net proceeds while minimizing tax liabilities associated with the loan. 4. Alameda California Executive Officer Restricted Stock Loan Plan — Performance-Bonus Option: Merry Land and Investment, Inc. appreciates the contributions executives make towards company performance. This plan extends loan options to executives who receive restricted stock as performance bonuses. Such executives have the opportunity to leverage their performance-based restricted stock holdings to achieve their personal and professional aspirations. By providing executive officers with these various types of restricted stock loan plans, Merry Land and Investment, Inc. showcases its commitment to empowering its executives to unlock the potential value of their invested assets, thereby fostering their financial growth and stability.