Oakland Michigan Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Loans and Lending - Credit Score
• State: Multi-State
• County: Oakland
• Control #: US-CREDIT-2
• Format: Word; Rich Text

Description

This is a multi-state form covering the subject matter of the title. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374-0241 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report in accordance with Section 609 of the Fair Credit Reporting Act (FCRA). I recently applied for credit and my application was denied, which entitles me to obtain a copy of my credit report from your agency free of charge. Please find below the relevant information you would need to process my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] I would like to receive a complete and detailed copy of my credit report, including any and all information that may have informed the denial of credit. This includes account history, payment history, and any public records such as bankruptcies or liens. As a resident of Oakland, Michigan, I understand that Equifax may have prepared different types of credit reports tailored to specific regions or demographics. If there are any variations of credit reports specific to Oakland, Michigan, I kindly request that you provide me with the relevant report for my location. Additionally, I would like to request the credit score associated with my credit report, as this information is crucial for me to comprehensively assess my financial standing. I understand that under the FCRA, you are required to provide me with a free copy of my credit report within 30 days of receiving this request. Therefore, I kindly ask that you process my request promptly. If there are any additional documents or forms that need to be completed to expedite this process, please let me know at your earliest convenience. You may contact me at the phone number or email address provided above. Thank you for your attention to this matter. I trust that you will handle my request with the utmost professionalism and promptness. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374-0241 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report in accordance with Section 609 of the Fair Credit Reporting Act (FCRA). I recently applied for credit and my application was denied, which entitles me to obtain a copy of my credit report from your agency free of charge. Please find below the relevant information you would need to process my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] I would like to receive a complete and detailed copy of my credit report, including any and all information that may have informed the denial of credit. This includes account history, payment history, and any public records such as bankruptcies or liens. As a resident of Oakland, Michigan, I understand that Equifax may have prepared different types of credit reports tailored to specific regions or demographics. If there are any variations of credit reports specific to Oakland, Michigan, I kindly request that you provide me with the relevant report for my location. Additionally, I would like to request the credit score associated with my credit report, as this information is crucial for me to comprehensively assess my financial standing. I understand that under the FCRA, you are required to provide me with a free copy of my credit report within 30 days of receiving this request. Therefore, I kindly ask that you process my request promptly. If there are any additional documents or forms that need to be completed to expedite this process, please let me know at your earliest convenience. You may contact me at the phone number or email address provided above. Thank you for your attention to this matter. I trust that you will handle my request with the utmost professionalism and promptness. Sincerely, [Your Name]

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