Salt Lake Utah Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Loans and Lending - Credit Score
• State: Multi-State
• County: Salt Lake
• Control #: US-CREDIT-4
• Format: Word; Rich Text

Description

This is a multi-state form covering the subject matter of the title. Salt Lake Utah Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP] [Date] Trans Union LLC P.O. Box 2000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report — Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report, as allowed by the Fair Credit Reporting Act (FCRA) Section 612, based on my recent denial of credit. I recently applied for [state the type of credit you were denied, e.g., a mortgage, auto loan, credit card] and received a notification that my application was denied due to information contained in my credit report. As an individual residing in Salt Lake City, Utah, it is crucial for me to thoroughly review my credit information to identify any erroneous or incomplete information that may have contributed to the denial of credit. Therefore, I kindly request that you provide me with a free copy of my credit report from Trans Union. Below, I have included my personal information to assist you in locating my credit file: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] I understand that Trans Union is one of the three major credit reporting agencies, and I am aware of my right to obtain one free credit report annually from each of these agencies. Contrary to this, I was recently denied credit, which qualifies me for an additional free credit report within 60 days of the denial. Please ensure that the credit report includes all relevant details, including the account information, payment history, current balances, inquiries, public records, and any derogatory marks, if applicable. Additionally, please provide the credit score associated with my report. I also kindly request that you provide the name, address, and phone number of any creditor or financial institution that provided negative information resulting in the denial of credit. This information will help me address any inaccuracies or misinformation directly with the concerned party. I have enclosed a copy of my driver's license and a recent utility bill as proof of identity and residence, as may be required. If any further documentation is needed, please let me know promptly so that I may fulfill the requirements for accessing my credit report. I appreciate your attention to this matter and your prompt response to my request. Please send the requested credit report to the address provided above, and any correspondences regarding this matter to my current mailing address. Thank you for your cooperation and assistance in this matter. I look forward to receiving my credit report and resolving any issues that may have led to the denial of credit. Sincerely, [Your Name]

Salt Lake Utah Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP] [Date] Trans Union LLC P.O. Box 2000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report — Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report, as allowed by the Fair Credit Reporting Act (FCRA) Section 612, based on my recent denial of credit. I recently applied for [state the type of credit you were denied, e.g., a mortgage, auto loan, credit card] and received a notification that my application was denied due to information contained in my credit report. As an individual residing in Salt Lake City, Utah, it is crucial for me to thoroughly review my credit information to identify any erroneous or incomplete information that may have contributed to the denial of credit. Therefore, I kindly request that you provide me with a free copy of my credit report from Trans Union. Below, I have included my personal information to assist you in locating my credit file: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] I understand that Trans Union is one of the three major credit reporting agencies, and I am aware of my right to obtain one free credit report annually from each of these agencies. Contrary to this, I was recently denied credit, which qualifies me for an additional free credit report within 60 days of the denial. Please ensure that the credit report includes all relevant details, including the account information, payment history, current balances, inquiries, public records, and any derogatory marks, if applicable. Additionally, please provide the credit score associated with my report. I also kindly request that you provide the name, address, and phone number of any creditor or financial institution that provided negative information resulting in the denial of credit. This information will help me address any inaccuracies or misinformation directly with the concerned party. I have enclosed a copy of my driver's license and a recent utility bill as proof of identity and residence, as may be required. If any further documentation is needed, please let me know promptly so that I may fulfill the requirements for accessing my credit report. I appreciate your attention to this matter and your prompt response to my request. Please send the requested credit report to the address provided above, and any correspondences regarding this matter to my current mailing address. Thank you for your cooperation and assistance in this matter. I look forward to receiving my credit report and resolving any issues that may have led to the denial of credit. Sincerely, [Your Name]

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