Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector . . . ."
Queens New York Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities is an important legal document that serves to protect debtors by addressing the issue of debt collectors misrepresenting themselves or withholding crucial information during collection activities. In this particular case, the debtor is specifically concerned with a failure to disclose that a previous letter requesting information regarding an alleged debt was, in fact, from a debt collector. This second notice is crucial because it allows debtors to take appropriate action against any misleading or false practices by debt collectors. Keywords: Queens New York, second notice, debt collector, false, misleading, misrepresentations, collection activities, failure to disclose, subsequent communication, letter, requesting information, alleged debt. There are no specifics named types of Queens New York Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector, as it refers to a specific situation where debt collectors have failed to disclose their identity. However, variations of this notice may exist depending on the specific circumstances of the debt collection activities and the misrepresentations made by the debt collectors.Queens New York Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities is an important legal document that serves to protect debtors by addressing the issue of debt collectors misrepresenting themselves or withholding crucial information during collection activities. In this particular case, the debtor is specifically concerned with a failure to disclose that a previous letter requesting information regarding an alleged debt was, in fact, from a debt collector. This second notice is crucial because it allows debtors to take appropriate action against any misleading or false practices by debt collectors. Keywords: Queens New York, second notice, debt collector, false, misleading, misrepresentations, collection activities, failure to disclose, subsequent communication, letter, requesting information, alleged debt. There are no specifics named types of Queens New York Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector, as it refers to a specific situation where debt collectors have failed to disclose their identity. However, variations of this notice may exist depending on the specific circumstances of the debt collection activities and the misrepresentations made by the debt collectors.