Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof."
[Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collection Agency Name] [Collection Agency Address] [City, State, ZIP] Subject: False Representation of Affiliation with the United States Dear Sir/Madam, I am writing this letter to inform you of false or misleading misrepresentations made by your debt collection agency in relation to your affiliation with the United States. I have recently received communication from your agency regarding an alleged debt, and upon reviewing the correspondence, I discovered that you falsely represented or implied that your agency is vouched for, bonded by, or in some way affiliated with the United States, which is a violation of the Fair Debt Collection Practices Act (FD CPA). The use of such false or misleading representations can be seen as an attempt to exert undue influence on the debtor and induce fear or coercion. It is important to note that misrepresenting your affiliation with the United States is a serious matter and constitutes unfair and deceptive practices under the FD CPA. Queens, New York, where I reside, prides itself on its diverse and vibrant community. As a resident, it is imperative that I am protected from deceptive and misleading debt collection practices. I am familiar with my rights under the FD CPA, which safeguards consumers from unfair treatment by debt collectors. Upon discovering the false representation in your communication, I immediately undertook research to confirm your bond, affiliations, or vouched status with the United States, but I found no credible evidence supporting such claims. I kindly request that you cease all further communication regarding the alleged debt unless you can provide legitimate documentation backing up your claim of affiliation with the United States government. Moreover, I demand that you rectify this false representation immediately and provide a written acknowledgment within [insert a reasonable timeframe, typically 15 days] confirming that you will no longer engage in these deceptive practices. Failure to comply with this demand may result in potential legal action. I expect that you will handle this matter with utmost urgency and professionalism. To ensure clarity and to prevent any potential miscommunication, please respond in writing to the addresses mentioned at the top of this letter. Thank you for your prompt attention to this matter. Sincerely, [Your Name][Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collection Agency Name] [Collection Agency Address] [City, State, ZIP] Subject: False Representation of Affiliation with the United States Dear Sir/Madam, I am writing this letter to inform you of false or misleading misrepresentations made by your debt collection agency in relation to your affiliation with the United States. I have recently received communication from your agency regarding an alleged debt, and upon reviewing the correspondence, I discovered that you falsely represented or implied that your agency is vouched for, bonded by, or in some way affiliated with the United States, which is a violation of the Fair Debt Collection Practices Act (FD CPA). The use of such false or misleading representations can be seen as an attempt to exert undue influence on the debtor and induce fear or coercion. It is important to note that misrepresenting your affiliation with the United States is a serious matter and constitutes unfair and deceptive practices under the FD CPA. Queens, New York, where I reside, prides itself on its diverse and vibrant community. As a resident, it is imperative that I am protected from deceptive and misleading debt collection practices. I am familiar with my rights under the FD CPA, which safeguards consumers from unfair treatment by debt collectors. Upon discovering the false representation in your communication, I immediately undertook research to confirm your bond, affiliations, or vouched status with the United States, but I found no credible evidence supporting such claims. I kindly request that you cease all further communication regarding the alleged debt unless you can provide legitimate documentation backing up your claim of affiliation with the United States government. Moreover, I demand that you rectify this false representation immediately and provide a written acknowledgment within [insert a reasonable timeframe, typically 15 days] confirming that you will no longer engage in these deceptive practices. Failure to comply with this demand may result in potential legal action. I expect that you will handle this matter with utmost urgency and professionalism. To ensure clarity and to prevent any potential miscommunication, please respond in writing to the addresses mentioned at the top of this letter. Thank you for your prompt attention to this matter. Sincerely, [Your Name]
