Section 807 of the Fair Debt Collection Practices Act (15 USC 1692e) provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney."
Allegheny Pennsylvania Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney Dear [Debt Collector], I am writing in response to recent collection communications received from your office regarding an alleged debt. It has come to my attention that your communications may contain false or misleading misrepresentations, specifically the false representation or implication that you are an attorney or that your communication is from an attorney. I am informing you that this type of representation is both false and misleading under the laws of Allegheny, Pennsylvania. As a consumer, I have the right to accurate and transparent communication regarding any alleged debts. It is essential that debt collectors adhere to legal and ethical practices. Misrepresenting yourself as an attorney or implying that your communication is from an attorney is a violation of the Fair Debt Collection Practices Act (FD CPA) and can be subject to penalties. I kindly request that you immediately cease and desist all false or misleading representations regarding your role or affiliation with an attorney. Any further communication should clearly state that you are a debt collector and that your communication is from a debt collection agency rather than an attorney. Please be aware that I am fully aware of my rights under the FD CPA and the laws of Allegheny, Pennsylvania. I will not hesitate to take appropriate legal action to protect my rights and seek remedies for any violations. Additionally, I request that you provide written confirmation within 30 days of receiving this letter, acknowledging your receipt of this notice and confirming your compliance with my request. Failure to do so may result in legal action. I urge you to review and revise your collection practices ensuring compliance with applicable laws. It is imperative that you respect consumer rights and provide accurate information regarding your role and the nature of your communication. Thank you for your immediate attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number: (optional)] [Email Address: (optional)]Allegheny Pennsylvania Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney Dear [Debt Collector], I am writing in response to recent collection communications received from your office regarding an alleged debt. It has come to my attention that your communications may contain false or misleading misrepresentations, specifically the false representation or implication that you are an attorney or that your communication is from an attorney. I am informing you that this type of representation is both false and misleading under the laws of Allegheny, Pennsylvania. As a consumer, I have the right to accurate and transparent communication regarding any alleged debts. It is essential that debt collectors adhere to legal and ethical practices. Misrepresenting yourself as an attorney or implying that your communication is from an attorney is a violation of the Fair Debt Collection Practices Act (FD CPA) and can be subject to penalties. I kindly request that you immediately cease and desist all false or misleading representations regarding your role or affiliation with an attorney. Any further communication should clearly state that you are a debt collector and that your communication is from a debt collection agency rather than an attorney. Please be aware that I am fully aware of my rights under the FD CPA and the laws of Allegheny, Pennsylvania. I will not hesitate to take appropriate legal action to protect my rights and seek remedies for any violations. Additionally, I request that you provide written confirmation within 30 days of receiving this letter, acknowledging your receipt of this notice and confirming your compliance with my request. Failure to do so may result in legal action. I urge you to review and revise your collection practices ensuring compliance with applicable laws. It is imperative that you respect consumer rights and provide accurate information regarding your role and the nature of your communication. Thank you for your immediate attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number: (optional)] [Email Address: (optional)]
