Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: “A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
“(2) The false representation of . . . any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. “
Travis Texas is a legal document used to inform a debt collector of false or misleading misrepresentations in their collection activities concerning services rendered or compensation lawfully received for debt collection. This letter is crucial for individuals who believe they have been subjected to fraudulent or deceptive practices by a debt collector. When composing a Travis Texas letter, it is essential to include relevant keywords that address the specific allegations of false or misleading misrepresentations made by the debt collector. These keywords may include: 1. False representation: Clearly state that the debt collector has engaged in false representations regarding the services rendered, compensation received, or any other related matter. 2. Misleading misrepresentations: Highlight instances where the debt collector has intentionally misled or deceived the debtor by misrepresenting any information related to the debt collection process. 3. Collection activities: Emphasize that the allegations pertain specifically to the debt collector's actions during the collection process and any activities undertaken to recover the owed debt. 4. Lawful compensation: Assert that the debt collector falsely represented or misrepresented the compensation that can legally be received for debt collection services, highlighting any applicable laws or regulations. 5. Services rendered: Point out any instances where the debt collector has falsely claimed to have provided specific services during the debt collection process. It is important to note that while the overall purpose of the letter remains the same, the specific content and structure may vary depending on the circumstances and the debt collector's violations. Thus, different types of Travis Texas letters can be customized based on the specific misrepresentations made by the debt collector. By sending a well-drafted Travis Texas letter, individuals can assert their rights and address any false or misleading information provided by debt collectors during the collection process. This formal communication serves as an important tool for protecting oneself against fraudulent practices and seeking appropriate remedies under the law.Travis Texas is a legal document used to inform a debt collector of false or misleading misrepresentations in their collection activities concerning services rendered or compensation lawfully received for debt collection. This letter is crucial for individuals who believe they have been subjected to fraudulent or deceptive practices by a debt collector. When composing a Travis Texas letter, it is essential to include relevant keywords that address the specific allegations of false or misleading misrepresentations made by the debt collector. These keywords may include: 1. False representation: Clearly state that the debt collector has engaged in false representations regarding the services rendered, compensation received, or any other related matter. 2. Misleading misrepresentations: Highlight instances where the debt collector has intentionally misled or deceived the debtor by misrepresenting any information related to the debt collection process. 3. Collection activities: Emphasize that the allegations pertain specifically to the debt collector's actions during the collection process and any activities undertaken to recover the owed debt. 4. Lawful compensation: Assert that the debt collector falsely represented or misrepresented the compensation that can legally be received for debt collection services, highlighting any applicable laws or regulations. 5. Services rendered: Point out any instances where the debt collector has falsely claimed to have provided specific services during the debt collection process. It is important to note that while the overall purpose of the letter remains the same, the specific content and structure may vary depending on the circumstances and the debt collector's violations. Thus, different types of Travis Texas letters can be customized based on the specific misrepresentations made by the debt collector. By sending a well-drafted Travis Texas letter, individuals can assert their rights and address any false or misleading information provided by debt collectors during the collection process. This formal communication serves as an important tool for protecting oneself against fraudulent practices and seeking appropriate remedies under the law.
