Use this form to help you respond to a debt collector's validation letter. You can respond by disputing the debt or any portion of it, asking fthe debt collector to verify the amount or validity of the debt, or request the name and contact information of the original creditor.
If you respond in writing within the 30 day period, the debt collector must stop attempting to collect the debt, or any disputed portion, until they verify the debt and mail you a response.
This form also also includes follow-up letters in the even the debt collector does not respond or continues attmpting to collect the debt after you requested verification. San Antonio, Texas, often referred to as "The Alamo City," is a vibrant and historic city located in the southern part of the state. It is the second-most populous city in Texas and seventh-largest in the United States. Rich in culture and heritage, San Antonio is famous for its Spanish colonial architecture, particularly the iconic Alamo Mission, which played a significant role in the Texas Revolution. The city boasts a diverse population, with a blend of Hispanic, European, and Native American influences seen in its customs, traditions, and cuisine. Visitors and residents of San Antonio can explore numerous attractions, including the lively River Walk, a picturesque stretch of walkways lined with shops, restaurants, and entertainment venues. The city is also home to several acclaimed museums, such as the San Antonio Museum of Art, the Witty Museum, and the McKay Art Museum. Sports enthusiasts can cheer on the San Antonio Spurs, a successful NBA team, while history buffs can delve into the city's past by visiting the San Antonio Missions National Historical Park, a UNESCO World Heritage Site featuring a collection of Spanish colonial missions. When crafting a letter to a debt collector seeking verification of a debt in response to their validation letter, it's crucial to include specific details and use relevant keywords. Here is an example: [Your Name] [Your Address] [City, State, Zip Code] [Date] [Debt Collection Agency Name] [Debt Collection Agency Address] [City, State, Zip Code] Subject: Verification of Debt in response to your validation letter — [Account Number] Dear [Debt Collection Agency], I am writing in response to your recent validation letter regarding the debt associated with the account number [Account Number], received on [Date of Validation Letter]. I appreciate your prompt response, but I am still requesting further substantiation of the alleged debt. To ensure complete and accurate validation, I kindly request the following information: 1. Verification of the original creditor's identity and contact information linked to this debt. 2. A detailed statement showing the original amount owed, including any interest or fees added after the account was transferred to your agency. 3. Documentation highlighting the date and manner in which this debt was incurred and detailed information regarding the goods or services provided. 4. Any signed contracts or agreements between the original creditor and myself regarding this debt. 5. Proof of your agency's legal authority to collect this debt in my jurisdiction. I understand that the Fair Debt Collection Practices Act (FD CPA) provides the right to request and receive such information, allowing me to properly evaluate the legitimacy and accuracy of this debt. Please note that until adequate validation is provided, I question the veracity of the debt. Please ensure that all correspondence regarding this matter is conducted in writing. Furthermore, in accordance with the FD CPA, I kindly request that all collection activities be temporarily suspended until the requested information is provided. I appreciate your attention to this matter and your assistance in resolving this dispute. I request that you provide a written response within 30 days of receiving this letter. Failure to provide the necessary verification within the specified timeframe may result in escalated actions to protect my rights. Thank you for your cooperation. I look forward to receiving the requested documentation promptly. Sincerely, [Your Name]
San Antonio, Texas, often referred to as "The Alamo City," is a vibrant and historic city located in the southern part of the state. It is the second-most populous city in Texas and seventh-largest in the United States. Rich in culture and heritage, San Antonio is famous for its Spanish colonial architecture, particularly the iconic Alamo Mission, which played a significant role in the Texas Revolution. The city boasts a diverse population, with a blend of Hispanic, European, and Native American influences seen in its customs, traditions, and cuisine. Visitors and residents of San Antonio can explore numerous attractions, including the lively River Walk, a picturesque stretch of walkways lined with shops, restaurants, and entertainment venues. The city is also home to several acclaimed museums, such as the San Antonio Museum of Art, the Witty Museum, and the McKay Art Museum. Sports enthusiasts can cheer on the San Antonio Spurs, a successful NBA team, while history buffs can delve into the city's past by visiting the San Antonio Missions National Historical Park, a UNESCO World Heritage Site featuring a collection of Spanish colonial missions. When crafting a letter to a debt collector seeking verification of a debt in response to their validation letter, it's crucial to include specific details and use relevant keywords. Here is an example: [Your Name] [Your Address] [City, State, Zip Code] [Date] [Debt Collection Agency Name] [Debt Collection Agency Address] [City, State, Zip Code] Subject: Verification of Debt in response to your validation letter — [Account Number] Dear [Debt Collection Agency], I am writing in response to your recent validation letter regarding the debt associated with the account number [Account Number], received on [Date of Validation Letter]. I appreciate your prompt response, but I am still requesting further substantiation of the alleged debt. To ensure complete and accurate validation, I kindly request the following information: 1. Verification of the original creditor's identity and contact information linked to this debt. 2. A detailed statement showing the original amount owed, including any interest or fees added after the account was transferred to your agency. 3. Documentation highlighting the date and manner in which this debt was incurred and detailed information regarding the goods or services provided. 4. Any signed contracts or agreements between the original creditor and myself regarding this debt. 5. Proof of your agency's legal authority to collect this debt in my jurisdiction. I understand that the Fair Debt Collection Practices Act (FD CPA) provides the right to request and receive such information, allowing me to properly evaluate the legitimacy and accuracy of this debt. Please note that until adequate validation is provided, I question the veracity of the debt. Please ensure that all correspondence regarding this matter is conducted in writing. Furthermore, in accordance with the FD CPA, I kindly request that all collection activities be temporarily suspended until the requested information is provided. I appreciate your attention to this matter and your assistance in resolving this dispute. I request that you provide a written response within 30 days of receiving this letter. Failure to provide the necessary verification within the specified timeframe may result in escalated actions to protect my rights. Thank you for your cooperation. I look forward to receiving the requested documentation promptly. Sincerely, [Your Name]
