Jersey City New Jersey Notice to Debt Collector - Unlawful Publishing of a Debt to Coerce Payment

State:
Multi-State
City:
Jersey City
Control #:
US-DCPA-31
Format:
Word; 
Rich Text
Instant download

Description

Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional. Section 806 of the Fair Debt Collection Practices Act says a debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. This includes:
  • Publishing a list of consumers who allegedly refuse to pay debts except to a credit reporting agency as permitted by law.
  • Advertising the sale of any debt to coerce payment.

    A debt collector may not shame a consumer into paying their debt by publicizing it.

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    Jersey City New Jersey Notice to Debt Collector - Unlawful Publishing of a Debt to Coerce Payment