The Oakland, Michigan Investment Advisory Agreement is a legally binding contract between First American Insurance Portfolios, Inc. (hereinafter referred to as "FAIR") and U.S. Bank National Association (hereinafter referred to as "US Bank"). This agreement outlines the terms and conditions under which FAIR will provide investment advisory services to US Bank. FAIR is a leading investment advisory firm based in Oakland, Michigan, specializing in providing comprehensive investment solutions to institutional clients. US Bank, on the other hand, is a well-established financial institution with expertise in banking and asset management services. The primary objective of the Oakland, Michigan Investment Advisory Agreement is to facilitate a mutually beneficial relationship between FAIR and US Bank. FAIR will work closely with US Bank to understand their investment goals and risk tolerance in order to develop a tailored investment strategy. The agreement specifies that FAIR will act as the investment advisor, offering professional guidance and recommendations to US Bank regarding the management of their investment portfolio. Key provisions in the agreement include the scope of advisory services to be provided by FAIR, the fee structure, and the responsibilities and liabilities of both parties. The agreement outlines the investment advisory services to be rendered such as asset allocation, investment selection, portfolio monitoring, and periodic performance reviews. Under this agreement, FAIR is required to exercise due diligence, skill, and care in managing US Bank's investments and in complying with all applicable laws and regulations. US Bank, on the other hand, is responsible for providing accurate and complete information about their financial situation, investment objectives, and risk preferences. It's worth noting that there may be different types of Oakland, Michigan Investment Advisory Agreements between FAIR and US Bank. These agreements may vary based on factors such as the specific investment strategies employed, the duration of the agreement, and the assets under management. For example, there could be a short-term agreement focused on a specific investment project, or a long-term agreement covering a broader range of investment services. Overall, the Oakland, Michigan Investment Advisory Agreement between FAIR and US Bank aims to establish a professional and collaborative relationship, ensuring that US Bank's investments are managed strategically, with a focus on achieving their financial objectives while mitigating risk.