Miami-Dade Florida Sample Letter for Short Sale Request to Lender

State:
Multi-State
County:
Miami-Dade
Control #:
US-FORECL-08
Format:
Word; 
Rich Text
Instant download

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. Dear [Lender's Name], I am writing to request your consideration for a short sale of my property located in Miami-Dade, Florida. As you may be aware, a short sale occurs when the proceeds from the sale of a property fall short of the outstanding mortgage balance, and the borrower is unable to repay the difference. Miami-Dade, Florida, known for its vibrant culture, beautiful beaches, and diverse population, is a desirable location for homeowners. However, due to unforeseen circumstances, I am currently facing financial hardship and struggling to meet my mortgage obligations. [Insert personalized details about your financial hardship and reasons for requesting a short sale, such as job loss, medical expenses, or divorce.] I believe that conducting a short sale is a mutually beneficial solution for both parties involved. By agreeing to a short sale, not only will you prevent the property from going into foreclosure, but you will also avoid the costly legal proceedings and potential loss associated with it. Additionally, a short sale would enable me to avoid the negative impact of foreclosure on my credit score and financial future. I have taken proactive steps to market the property, and I am actively seeking a qualified buyer who is willing to purchase the property at its current market value. I understand that the final sale price may be lower than the original loan amount, and I am committed to cooperating fully with the sale process to ensure a seamless and efficient transaction. Should you require any additional documentation or information to support my short sale request, please let me know, and I will promptly provide it. I am determined to find a viable solution and avoid foreclosure at all costs, as it would have a detrimental impact on my financial stability and the local community. Thank you for considering my short sale request. I remain hopeful that we can come to a mutually beneficial agreement and resolve this situation amicably. I appreciate your attention to this matter and look forward to discussing the next steps with you. Sincerely, [Your Name] [Your Contact Information]

Dear [Lender's Name], I am writing to request your consideration for a short sale of my property located in Miami-Dade, Florida. As you may be aware, a short sale occurs when the proceeds from the sale of a property fall short of the outstanding mortgage balance, and the borrower is unable to repay the difference. Miami-Dade, Florida, known for its vibrant culture, beautiful beaches, and diverse population, is a desirable location for homeowners. However, due to unforeseen circumstances, I am currently facing financial hardship and struggling to meet my mortgage obligations. [Insert personalized details about your financial hardship and reasons for requesting a short sale, such as job loss, medical expenses, or divorce.] I believe that conducting a short sale is a mutually beneficial solution for both parties involved. By agreeing to a short sale, not only will you prevent the property from going into foreclosure, but you will also avoid the costly legal proceedings and potential loss associated with it. Additionally, a short sale would enable me to avoid the negative impact of foreclosure on my credit score and financial future. I have taken proactive steps to market the property, and I am actively seeking a qualified buyer who is willing to purchase the property at its current market value. I understand that the final sale price may be lower than the original loan amount, and I am committed to cooperating fully with the sale process to ensure a seamless and efficient transaction. Should you require any additional documentation or information to support my short sale request, please let me know, and I will promptly provide it. I am determined to find a viable solution and avoid foreclosure at all costs, as it would have a detrimental impact on my financial stability and the local community. Thank you for considering my short sale request. I remain hopeful that we can come to a mutually beneficial agreement and resolve this situation amicably. I appreciate your attention to this matter and look forward to discussing the next steps with you. Sincerely, [Your Name] [Your Contact Information]

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Miami-Dade Florida Sample Letter for Short Sale Request to Lender