San Bernardino, California, Exhibit D to Operating Agreement Insurance — Form 2 is a legal document that pertains to insurance provisions within the operating agreement of a business or organization based in San Bernardino, California. This exhibit specifically outlines the insurance requirements and coverage for the entity, ensuring adequate protection against potential risks and liabilities. Operating Agreement Insurance — Form 2 typically includes detailed information regarding the types and amounts of insurance coverage needed to safeguard the business or organization. It specifies the minimum coverage levels for various insurance policies that are recommended or required by law, such as general liability insurance, workers' compensation insurance, property insurance, and professional liability insurance. The content of the San Bernardino, California, Exhibit D to Operating Agreement Insurance — Form 2 may vary based on the specific needs and nature of the business or organization. Some potential variations or different types of this exhibit may include: 1. General Liability Insurance: This section outlines the coverage limits and requirements for general liability insurance, which protects the entity against claims of bodily injury, property damage, or personal injury caused by its operations or premises. 2. Workers' Compensation Insurance: This section highlights the necessary workers' compensation insurance, which provides coverage for employees who suffer work-related injuries or illnesses. It outlines the minimum coverage requirements mandated by state law and ensures compliance with applicable regulations. 3. Property Insurance: This part details the insurance provisions for protecting the entity's physical assets, such as buildings, equipment, and inventory, against potential risks like fire, theft, or natural disasters. It specifies the minimum coverage limits and may also outline additional coverage options. 4. Professional Liability Insurance: If the business or organization offers professional services, this section will address the need for professional liability insurance, also known as errors and omissions insurance. It outlines coverage requirements to protect against claims of negligence, errors, or omissions in the provision of professional services. 5. Umbrella Liability Insurance: In some cases, the exhibit may include provisions referencing umbrella liability insurance, which offers additional liability coverage beyond the limits of primary policies (e.g., general liability or auto liability). This supplemental coverage helps provide extra protection against substantial claims or lawsuits that may exceed the primary policy limits. The San Bernardino, California, Exhibit D to Operating Agreement Insurance — Form 2 serves as a crucial component of the operating agreement, ensuring that the business or organization is adequately protected against potential risks and liabilities and remains compliant with legal requirements.