This package provides many different tools for a homeowner to prevent foreclosure of a home. The forms cover various means to obtain assistance at all stages of the foreclosure process. Purchase of this package is a savings of 63% over purchase of the forms individually! Included in this package are the following forms:
1. Letter to Lender for Produce the Note Request
2. Offer by Borrower of Deed in Lieu of Foreclosure
3. Motion to Dismiss Foreclosure Action and Notice of Motion
4. Petition or Complaint to Enjoin Nonjudicial Foreclosure Sale and for Declaratory Relief
5. Petition to Enjoin Foreclosure Sale and Seeking Ascertainment of Amount Owed on Note and Deed of Trust
6. Qualified Written RESPA Request to Dispute or Validate Debt
7. Request to Lender or Loan Servicer for Loan Modification Due to Financial Hardship - Requesting Change to Fixed Rate of Interest of Adjustable Rate
8. Hardship Letter to Mortgagor or Lender to Prevent Foreclosure
9. Sample Letter for Short Sale Request to Lender
10. MHA Request for Short Sale
Contra Costa California Home Foreclosure Prevention Package is a comprehensive solution provided by the local authorities to assist homeowners in retaining their properties and avoiding foreclosure in Contra Costa County, California. This package encompasses various programs and resources designed to help individuals facing financial hardships and protect them from the risk of losing their homes. The Contra Costa California Home Foreclosure Prevention Package includes the following key elements: 1. Mortgage Loan Modification: This program aims to modify the terms of the existing mortgage agreement to make it more affordable for homeowners who are struggling to meet their repayment obligations. It involves negotiating with lenders to reduce interest rates, extend the loan duration, or make other alterations to assist the homeowner in making affordable payments. 2. Loan Refinancing: Homeowners can explore the option of refinancing their current mortgage with the help of this program. By refinancing, borrowers may obtain lower interest rates, thereby lowering their monthly mortgage payments and improving their financial situation. 3. Financial Counseling Services: The package also offers professional financial counseling services to provide guidance and support to homeowners throughout the foreclosure prevention process. These services help homeowners assess their financial situation, create realistic budgets, and develop personalized action plans to regain stability. 4. Foreclosure Mediation: Contra Costa California provides a mediation program that allows homeowners to communicate with their lenders in the presence of a neutral third-party mediator. This mediation process assists in negotiating alternatives to foreclosure and finding mutually agreeable solutions. 5. Homeowner Education Programs: The package includes educational resources and workshops that aim to equip homeowners with crucial knowledge about foreclosure prevention, financial management, and sustainable homeownership practices. These educational programs empower individuals to make informed decisions and take control of their financial future. 6. Temporary Financial Assistance: Homeowners facing temporary financial hardships, such as job loss or unexpected medical expenses, may be eligible for short-term financial assistance through certain programs within the foreclosure prevention package. This assistance provides temporary relief to help homeowners get back on track with their mortgage payments. It is important to note that the specific names or types of programs within the Contra Costa California Home Foreclosure Prevention Package may vary and evolve over time as per the county's initiatives and policies. Individuals seeking assistance are encouraged to contact the relevant local authorities or housing counseling agencies for detailed and up-to-date information on the available programs within this package.
