This package provides many different tools for a homeowner to prevent foreclosure of a home. The forms cover various means to obtain assistance at all stages of the foreclosure process. Purchase of this package is a savings of 63% over purchase of the forms individually! Included in this package are the following forms:
1. Letter to Lender for Produce the Note Request
2. Offer by Borrower of Deed in Lieu of Foreclosure
3. Motion to Dismiss Foreclosure Action and Notice of Motion
4. Petition or Complaint to Enjoin Nonjudicial Foreclosure Sale and for Declaratory Relief
5. Petition to Enjoin Foreclosure Sale and Seeking Ascertainment of Amount Owed on Note and Deed of Trust
6. Qualified Written RESPA Request to Dispute or Validate Debt
7. Request to Lender or Loan Servicer for Loan Modification Due to Financial Hardship - Requesting Change to Fixed Rate of Interest of Adjustable Rate
8. Hardship Letter to Mortgagor or Lender to Prevent Foreclosure
9. Sample Letter for Short Sale Request to Lender
10. MHA Request for Short Sale
The Wake North Carolina Home Foreclosure Prevention Package is a comprehensive program designed to assist homeowners in the Wake County area who are at risk of losing their homes due to foreclosure. This package includes various resources, services, and support to help individuals and families in Wake County navigate the foreclosure process, explore alternatives, and ultimately prevent the loss of their homes. Key components of the Wake North Carolina Home Foreclosure Prevention Package include: 1. Counseling Services: Homeowners facing foreclosure can access free or low-cost housing counseling services provided by certified foreclosure prevention counselors. These experts offer guidance, advice, and support tailored to the individual's unique situation. 2. Loan Modification Assistance: The Wake North Carolina Home Foreclosure Prevention Package offers assistance in negotiating mortgage loan modifications with lenders. This process involves restructuring the terms of the existing mortgage to make it more manageable for homeowners, allowing them to avoid foreclosure. 3. Financial Education and Budgeting Tools: Homeowners participating in the program receive access to financial education programs and tools aimed at enhancing their financial knowledge and management skills. These resources help individuals develop effective budgeting strategies and improve their financial stability. 4. Refinance Options: The package provides information regarding refinancing options available to homeowners in Wake County. This includes exploring government-sponsored programs, such as the Home Affordable Refinance Program (HARP), which assist eligible borrowers in obtaining more affordable mortgage terms. 5. Short Sale Assistance: For homeowners who may not be able to afford their mortgage payments, the package offers guidance on short sales. This involves working with the lender to sell the property for less than the outstanding mortgage balance, with the lender accepting the proceeds as a full payment. 6. Legal Aid and Advocacy: The Wake North Carolina Home Foreclosure Prevention Package includes access to legal aid and resources to ensure homeowners understand their rights and options. Legal experts advocate on behalf of homeowners, work on foreclosure defense strategies, and provide representation in court if necessary. 7. Community Resources and Support: The package connects homeowners to various community resources such as local housing agencies, non-profit organizations, and government programs that offer additional support services, including emergency funds, employment assistance, and more. By offering a range of services and resources, the Wake North Carolina Home Foreclosure Prevention Package aims to empower homeowners in Wake County to take proactive measures and explore viable alternatives to foreclosure. With the help of certified counselors, legal aid professionals, and the supportive community, homeowners can navigate the often-complex foreclosure process and work towards preserving their homes and financial stability.The Wake North Carolina Home Foreclosure Prevention Package is a comprehensive program designed to assist homeowners in the Wake County area who are at risk of losing their homes due to foreclosure. This package includes various resources, services, and support to help individuals and families in Wake County navigate the foreclosure process, explore alternatives, and ultimately prevent the loss of their homes. Key components of the Wake North Carolina Home Foreclosure Prevention Package include: 1. Counseling Services: Homeowners facing foreclosure can access free or low-cost housing counseling services provided by certified foreclosure prevention counselors. These experts offer guidance, advice, and support tailored to the individual's unique situation. 2. Loan Modification Assistance: The Wake North Carolina Home Foreclosure Prevention Package offers assistance in negotiating mortgage loan modifications with lenders. This process involves restructuring the terms of the existing mortgage to make it more manageable for homeowners, allowing them to avoid foreclosure. 3. Financial Education and Budgeting Tools: Homeowners participating in the program receive access to financial education programs and tools aimed at enhancing their financial knowledge and management skills. These resources help individuals develop effective budgeting strategies and improve their financial stability. 4. Refinance Options: The package provides information regarding refinancing options available to homeowners in Wake County. This includes exploring government-sponsored programs, such as the Home Affordable Refinance Program (HARP), which assist eligible borrowers in obtaining more affordable mortgage terms. 5. Short Sale Assistance: For homeowners who may not be able to afford their mortgage payments, the package offers guidance on short sales. This involves working with the lender to sell the property for less than the outstanding mortgage balance, with the lender accepting the proceeds as a full payment. 6. Legal Aid and Advocacy: The Wake North Carolina Home Foreclosure Prevention Package includes access to legal aid and resources to ensure homeowners understand their rights and options. Legal experts advocate on behalf of homeowners, work on foreclosure defense strategies, and provide representation in court if necessary. 7. Community Resources and Support: The package connects homeowners to various community resources such as local housing agencies, non-profit organizations, and government programs that offer additional support services, including emergency funds, employment assistance, and more. By offering a range of services and resources, the Wake North Carolina Home Foreclosure Prevention Package aims to empower homeowners in Wake County to take proactive measures and explore viable alternatives to foreclosure. With the help of certified counselors, legal aid professionals, and the supportive community, homeowners can navigate the often-complex foreclosure process and work towards preserving their homes and financial stability.
