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Generally, if you are injured as a result of an accident that was your fault you will not be able to make a claim for compensation unless another person or organisation was also partly to blame for the accident.
If you are eligible and the treatment is reasonable and necessary, the insurer will pay for it; you won't need to pay the bill. If you haven't already made a claim and you get a doctor's bill, don't worry you can make a claim up to three months after the accident.
The insurer will make a decision on liability within 6 months of receiving your claim. Liability is usually decided earlier in straightforward cases.
It generally takes 12 to 18 months to settle a CTP claim, however it can take up to three years. CTP insurers are required to decide as to whether the vehicle they insured was at fault within six months of the lodgement of a claim.
The first step in making a claim is to contact the at-fault vehicle's allocated CTP insurer who will provide a claim form to be completed. If assistance is required in identifying the CTP insurer contact the Compulsory Third Party regulator on 1300 303 558.
CTP insurance claims Report the accident to the police. Identify the vehicle at fault. Find out the Green Slip insurer of the vehicle at fault. Determine which forms you need to submit by selecting the date options below. Lodge the claim (please see below forms)
CTP claims compensate those who sustained an injury due to the fault of another driver. If no one else was at fault, you are most likely unable to claim compensation unless: The accident resulted in serious injury or death; The driver who caused your injury was uninsured; or.
There are fixed deadlines to submit a CTP claim for benefits: Claim within 28 days of the accident to receive weekly income payments from the accident date. Weekly income payments will not be payable from the date of the accident for claims submitted after 28 days.
To make a claim for personal injury benefits you can apply online using your Service NSW account. You can also apply by completing the Application for personal injury benefits form (some hospitals also stock the form) and send or email it to the CTP insurer.