This is a form signed by an individual who rents a safe deposit box granting permission for a another individual to have access to the same safe deposit box under certain circumstances.
Mecklenburg North Carolina Permission For Deputy or Agent To Access Safe Deposit Box
State:
Multi-State
County:
Mecklenburg
Control #:
US-PRM-32
Format:
Word;
Rich Text
Instant download
Description
How to fill out Permission For Deputy Or Agent To Access Safe Deposit Box?
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FAQ
An authorized user of a safe deposit box is a person you designate to have access to it. In Mecklenburg, North Carolina, granting Mecklenburg North Carolina Permission For Deputy or Agent To Access Safe Deposit Box lets them open the box, without being the primary account holder. It is essential to ensure that those you add are trustworthy, as they will have access to your valuable items.
(FDIC) does not insure the contents of a safety deposit box. The FDIC only insures the money found within accounts at FDIC-insured banks, like HRCCU. If something were to happen, these banking accounts would be protected, but the contents of a safety deposit box would not.
Safe deposit boxes may be frozen or accessed if there is a judgment against your assets. These judgments can come either from private party judgments, such as collections agencies, or the IRS. Since you must supply your name in order to open a safe deposit box, the IRS can trace that box if they have reasonable cause.
Every bank branch requires a signed signature card for each person (regardless of whether or not they have an account with the branch) who wants access to your safe deposit box. The people who attempt to access your box must sign their name before they enter the bank vault.
The reason being a deputy or agent role, much like a Power of Attorney, can be granted or revoked at any time, and this role is automatically terminated if you die. So, appointing a deputy or agent in the presence of bank employee offers proof that this decision is current and valid.
Every bank branch requires a signed signature card for each person (regardless of whether or not they have an account with the branch) who wants access to your safe deposit box. The people who attempt to access your box must sign their name before they enter the bank vault.
If the bank does not have specific rules, the Florida law provides that if a safe-deposit box is rented or leased in the names of two or more lessees, access to the safe-deposit box will be granted to either of them, regardless of whether or not the other lessee is living or competent.
After a period of time, the FDIC or the bank must transfer unclaimed property to the state. Federal law requires unclaimed deposit accounts to be transferred to the state after 18 months, and state laws differ on the period of time after which contents of safe deposit boxes must be transferred.
Although you're storing something in one of our Safe Deposit Boxes, it doesn't mean it belongs to us your valuables are still your property. As long as you're up to date with your payments, you or anyone you've authorised can access your box at any time during our opening hours.
And, don't keep identifying information on or near your safe deposit box key, such as the box number and the bank's name, in case of loss or theft. Remember that, by law, FDIC insurance covers only deposit accounts.
