Seattle Washington Identity Theft Prevention Package

State:
Washington
City:
Seattle
Control #:
WA-P083-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary for a person to effectively protect their identifying information and reduce the risk of identity theft. It is designed to assist a person in protecting their credit, financial assets, and job opportunities, as well as preventing the misuse of benefits, false arrests, and other fraudulent uses of their identification. The documents in this package include the following:



1) Identity Theft Protection Guide;

2) Letter to Credit Card Issuer Regarding Replacement Card;

3) Letter to Creditor or Service Provider Regarding Receipt of Bills;

4) Letter to Remove Name from Mail Marketing Lists;

5) Letter to Credit Reporting Bureaus or Agencies to Prevent Identity Theft;

Purchase this package and save up to 40% over purchasing the forms separately!

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How to fill out Washington Identity Theft Prevention Package?

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FAQ

What is the Average Cost of Identity Theft? Most victims, according to the ITRC, lose less than $500. The FTC reports that the median amount of money lost to identity theft is $800. Unfortunately, 21% of identity victims reported losing more than $20,000 to identity thieves in 2020.

Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. The FTC will collect the details of your situation.

What you can do to detect identity theft Track what bills you owe and when they're due. If you stop getting a bill, that could be a sign that someone changed your billing address. Review your bills.Check your bank account statement.Get and review your credit reports.

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

Common out-of-pocket expenses that are covered include legal fees, lost wages and other expenses (like mailing costs, phone bills and notary fees, etc.) that are associated with resolving identity theft. This insurance typically doesn't provide coverage for any stolen money or financial loss.

Changes in your credit score can indicate identity theft. For example, if someone takes out utility bills in your name and doesn't pay them, your credit score may dip. Checking your credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) can help pinpoint the problem.

If you're a victim of identity theft, you could expect to pay fees and other types of expenses (including legal fees) to help restore your identity. Identity theft insurance can help cover those types of cost, but it won't help you repay direct financial costs as a result of the theft.

Identity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name.

9 Signs of Identity Theft Unexplained charges or withdrawals.Medical bills for doctors you haven't visited.New credit cards you didn't apply for.Errors on your credit report.Collection notices or calls for unknown debt.Your credit card or application for credit is denied.Missing mail or email.

But there are 11 things you can do to make it much harder for identity thieves. Freeze your credit.Safeguard your Social Security number.Be alert to phishing and spoofing.Use strong passwords and add an authentication step.Use alerts.Watch your mailbox.Shred, shred, shred.Use a digital wallet.

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Seattle Washington Identity Theft Prevention Package